2514 Commerce Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2514 Commerce Ave, Spring Hill, FL 34609 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1992
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Mar 2021)
Tax Bill	$4,747 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2018 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0818-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0818-0070`
Alternative APNs	`00533220` `533220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,782 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	983 sqft
Deck Area	72 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00533220
Street Address	2514 COMMERCE AVE
City	SPRING HILL
State	FL
Zip	34609-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 818 LOT 7
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	818
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1054
Census Tract	40908

Owner

Source: Hernando County records · APN R32-323-17-5130-0818-0070

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3119 SAVANNAH DR, AURORA, IL 60502-8693
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2018	Warranty Deed, Transfer HOME/LAND TITLE INC
Jun 29, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2018	Warranty Deed, Transfer HOME/LAND TITLE INC
Jun 29, 2018	Warranty Deed, Transfer HOME/LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2021 · Amount on Record
Deed Sale	Mar 04, 2021 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	202114845
Deed Book / Page	3960 / 1928
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0035990390
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 04, 2021
Property Address	2514 COMMERCE AVE, SPRING HILL, FL 34609-4526
Document Number	0039601928
Book / Page	3960 / 1928
Map Reference	MB 8 PG 84-100
Instrument Date	Feb 26, 2021
Instrument	2021014845
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	SOUTHEAST TITLE/THE SUNCOAST, SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35423 REYNOLDS ST, 35423, RIDGE MANOR, FL 33523-8661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 SAVANNAH DR, AURORA, IL 60502-8693

Mortgage

Document Number	39601930
Date	Mar 04, 2021
Instrument	3960/1930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2018
Property Address	2514 COMMERCE AVE, SPRING HILL, FL 34609-4526
Document Number	0035990389
Book / Page	003599 / 000389
Instrument Date	Jun 25, 2018
Instrument	40218
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	HOME/LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,266.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 COMMERCE AVE SPRING HILL FL 346094526, SPRING HILL, FL 34609-4526

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2018
Property Address	2514 COMMERCE AVE, SPRING HILL, FL 34609-4526
Document Number	0035990390
Book / Page	003599 / 000390
Instrument Date	Jun 25, 2018
Instrument	40219
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2514 COMMERCE AVE BROOKSVILLE FL 346094526, BROOKSVILLE, FL 34609-4526

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2018
Property Address	2514 COMMERCE AVE, SPRING HILL, FL 34609-4526
Document Number	0035990388
Book / Page	003599 / 000388
Instrument Date	Jun 25, 2018
Instrument	40217
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	HOME/LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,266.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 COMMERCE AVE SPRING HILL FL 346094526, SPRING HILL, FL 34609-4526

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2018
Property Address	2514 COMMERCE AVE, SPRING HILL, FL 34609-4526
Document Number	0035990387
Book / Page	003599 / 000387
Instrument Date	Jun 22, 2018
Instrument	40216
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	HOME/LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,266.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 COMMERCE AVE SPRING HILL FL 346094526, SPRING HILL, FL 34609-4526

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,747.00 (+9.76%)	$284,071 (-0.26%) Land $37,500 Building $246,571	$284,071 (-0.26%) Land $37,500 Building $246,571
2023		$284,814 (+6.58%) Land $48,401 Building $236,413
2022	$4,325.00	$267,229 Land $25,800 Building $241,429	$284,814 Land $32,000 Building $252,814

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, rainfall accumulation, Tropical Storm Debby

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Tillman Global Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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