2514 Branch St, Duluth, MN 55812 Property Records

St. Louis County property record for 2514 Branch St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,050 sqft · built 1953
Lot Size	0.241 acres (10,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Nov 2025)
Tax Bill	$6,146 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2080-04285`

Property Details

APN / Parcel Number

Primary APN	`010-2080-04285`
Alternative APNs	`1037918` `1151367` `1190896`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Gross Area
1st Floor Area	1,050 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Lot Area	10,511 sqft (0.241 acres)
Garage Area	360 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1190896
Street Address	2514 BRANCH ST
City	DULUTH
State	MN
Zip	55812-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 20 FT OF LOT 3 AND ALL OF LOT 4 INCPART OF VAC ALLEY ADJ SERIAL #
Legal Subdivision	HARRISONS DIV OF DULUTH
Legal Block	30
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	1100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2514 BRANCH ST, DULUTH, MN 55812-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
May 14, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20251096282
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2025
Property Address	2514 BRANCH ST, DULUTH, MN 55812-2233
Document Number	0001096282
Instrument Date	Aug 28, 2025
Instrument	1096282
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2514 BRANCH ST, DULUTH, MN 55812-2233

Mortgage

Document Number	0001096283
Date	Nov 17, 2025
Instrument	1096283

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Aug 28, 2045

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2023
Property Address	2514 BRANCH ST, DULUTH, MN 55812-2233
Document Number	0001070163
Instrument Date	Jul 5, 2023
Instrument	1070163
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2514 BRANCH ST, DULUTH, MN 55812-2233

Mortgage

Document Number	0001070164
Date	Jul 17, 2023
Instrument	1070164

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Aug 1, 2026
Change Frequency	3 Years
Min Rate At Change	3.7%
Max Rate At Change	7.7%
Index	3-Year TN
Max Rate	10.7%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2514 BRANCH ST, DULUTH, MN 55812-2233
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 BRANCH ST, DULUTH, MN 55812-2233

Mortgage

Document Number	0001060001
Date	Aug 12, 2022
Instrument	1060001

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2514 BRANCH ST, DULUTH, MN 55812-2233
Document Number	00T1024192
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 BRANCH ST DULUTH MN 558122233, DULUTH, MN 55812-2233

Mortgage

Document Number	00T1024192
Date	Jun 4, 2020
Instrument	T1024192

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Term	300 Months
Due	Jun 3, 2045

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2514 BRANCH ST, DULUTH, MN 55812-2233
Document Number	00T1023215
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	RESULTS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 BRANCH ST DULUTH MN 558122233, DULUTH, MN 55812-2233

Mortgage

Document Number	00T1023215
Date	May 7, 2020
Instrument	T1023215

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 6, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 14, 2017
Property Address	2514 BRANCH ST, DULUTH, MN 55812-2233
Document Number	000T989749
Instrument Date	Sep 14, 2017
Instrument	T989749
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2514 BRANCH ST DULUTH MN 558122233, DULUTH, MN 55812-2233

Mortgage

Document Number	T989750
Date	Sep 14, 2017
Instrument	T989750

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,146.00 (+17.07%) Homeowner's exemption
2025	$5,250.00 (+8.02%) Homeowner's exemption	$461,200 (+17.44%) Land $112,100 Building $349,100	$461,200 (+17.44%) Land $112,100 Building $349,100
2024	$4,860.00 (+8.34%)	$392,700 (+27.79%) Land $65,300 Building $327,400	$392,700 (+27.79%) Land $65,300 Building $327,400
2023	$4,486.00 Homeowner's exemption
2022		$307,300 (+20.98%) Land $57,300 Building $250,000	$307,300 (+20.98%) Land $57,300 Building $250,000
2021		$254,000 Land $46,800 Building $207,200	$254,000 Land $46,800 Building $207,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

2514 Branch St, Duluth, MN 55812 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Branch St

Nearby Streets

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