2514 Arcadia Ridge Ln, Katy, TX 77449 Property Records

Harris County property record for 2514 Arcadia Ridge Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,152 sqft · built 2006
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Tax Bill	$5,633 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`126-836-004-0034`

Property Details

APN / Parcel Number

Primary APN	`126-836-004-0034`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,152 sqft Living Area
1st Floor Area	1,444 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,500 sqft (0.126 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	30 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1268360040034
Street Address	2514 ARCADIA RIDGE LN
City	KATY
State	TX
Zip	77449-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 BLK 4 MORTON RANCH SEC 2
Legal Subdivision	MORTON RANCH SEC 2
Legal Block	4
Legal Lot Number	34
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	542302

Owner

2514 Arcadia Ridge Ln is owned and occupied by an individual who acquired it in March 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2023	Vendor's Lien, Transfer · Conventional Mortgage AML FUNDING LLC
Aug 22, 2023	Warranty Deed, Transfer
Aug 27, 2018	Loan Modification, Mortgage PENNYMAC
Aug 27, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025
Deed Sale	Mar 7, 2025
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	202582676
Prior Transfer Date	Mar 14, 2007
Prior Transfer Doc	0000166802
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116

Mortgage

Document Number	0000518076
Date	Oct 21, 2022
Instrument	2022-518076

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2051

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 31, 2023
Property Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116
Document Number	0000415579
Map Reference	MF 582269
Instrument Date	Oct 27, 2023
Instrument	2023-415579
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116

Mortgage

Document Number	0000415580
Date	Oct 31, 2023
Instrument	2023-415580

Lender

Name	AML FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 22, 2023
Property Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116
Document Number	0000319457
Map Reference	MF 582269
Instrument Date	Aug 21, 2023
Instrument	2023-319457
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116
Document Number	0000438593
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 ARIDGE LN KATY TX 77449, KATY, TX 77449

Mortgage

Document Number	0000438593
Date	Sep 25, 2018
Instrument	438593

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Interest

Rate	4.87%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116
Document Number	0000438783
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 ARCADIA RIDGE LN KATY TX 774497116, KATY, TX 77449-7116

Mortgage

Document Number	0000438783
Date	Sep 25, 2018
Instrument	438783

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 18, 2018
Property Address	2514 ARCADIA RIDGE LN, KATY, TX 77449-7116
Document Number	0000164577
Instrument Date	Apr 13, 2018
Instrument	164577
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 ARCADIA RIDGE LN KATY TX 774497116, KATY, TX 77449-7116

Tax Assessment & Valuation

The 2025 property tax bill for 2514 Arcadia Ridge Ln was $5,633, up 43.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,300 (-2.98%) Land $50,500 Building $255,800	$306,300 (-2.98%) Land $50,500 Building $255,800
2025	$5,633.00 (+43.55%) Homeowner's exemption	$315,724 Land $50,500 Building $265,224	$315,724 Land $50,500 Building $265,224
2024	$3,924.00
2023		$348,608 (+15.5%) Land $50,500 Building $298,108	$348,608 (+15.5%) Land $50,500 Building $298,108
2022	$3,620.00 Homeowner's exemption	$301,828 Land $40,400 Building $261,428	$301,828 Land $40,400 Building $261,428
2020	$3,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2514 Arcadia Ridge Ln in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	76 (2002–2021)
Claims Outside the SFHA	23 of 76
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Harvey, Aug 2017 · 67 claims Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2514 Arcadia Ridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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