Clay County property record for 2514 298th St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1981 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,500 (Sep 2011) |
| Tax Bill | $856 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 973615301022 |
| Primary APN | 973615301022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 80 ft deep x 180 ft wide |
| Garage Type | Detached |
| Garage Area | 1,350 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2514 298TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 MULTI- |
| Legal Description | LOTS 3-4 1ST ADDITION |
| Legal Range | 36W |
| Legal Township | 97N |
| Legal Section | 15 |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 3,4 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | MEADOW |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 80100 |
2514 298th St is owned by an individual who bought it in September 2011.
Source: Clay County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8200 COLE RD, READING, MI 49274-9695 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2011 · Amount on File |
| Deed Sale | Sep 28, 2011 · Amount on File |
| Deed Document Number | 20112481 |
| Deed Book / Page | 2011 / 2481 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2514 298th St was $856, up 0.2% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856.00 (+0.23%) | $73,020 Land $5,750 Building $67,270 | $73,020 Land $5,750 Building $67,270 |
| 2024 | $854.00 | ||
| 2023 | $69,520 (+27.63%) Land $5,750 Building $63,770 | $69,520 Land $5,750 Building $63,770 | |
| 2022 | $762.00 | $54,470 Land $5,750 Building $48,720 | |
| 2021 | $54,470 Land $5,750 Building $48,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2514 298th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2514 298th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, Verizon.
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