2513 White Oaks Dr, Beloit, WI 53511 Property Records

Rock County property record for 2513 White Oaks Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,788 sqft · built 1950
Lot Size	0.556 acres (24,219 sqft)
Owner	2 Individual Names on File
Last Sale	$334,900 (Dec 2025)
Tax Bill	$3,887 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 21911865`

Property Details

APN / Parcel Number

Primary APN	`206 21911865`
Alternative APN	`21911865`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Lot Area	24,219 sqft (0.556 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 21911865
Street Address	2513 WHITE OAKS DR
City	BELOIT
State	WI
Zip	53511-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 110 FT OF E 330 FT OF LOTS 2 & 3 SCHUSTERS WHITE OAKS SUB
Legal Subdivision	SCHUSTERS WHITE OAKS SUB
Legal Lot Number	2-3
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3002
Census Tract	2601

Owner

2513 White Oaks Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Rock County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 1, 2023	Warranty Deed, Transfer · FHA Mortgage THOMPSON KANE & CO LLC
Nov 4, 2021	Warranty Deed, Transfer
Sep 25, 2017	Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	Nov 26, 2024 · Amount on File
Deed Document Number	20252299469
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 12, 2025
Property Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361
Document Number	0002299469
Instrument Date	Sep 26, 2025
Instrument	2299469
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002299470
Date	Dec 12, 2025
Instrument	2299470

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 1, 2023
Property Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361
Document Number	0002241470
Instrument Date	May 30, 2023
Instrument	2241470
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361

Mortgage

Document Number	0002241471
Date	Jun 1, 2023
Instrument	2241471

Lender

Name	THOMPSON KANE & CO LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 4, 2021
Property Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361
Document Number	0002203833
Instrument Date	Oct 29, 2021
Instrument	2203833
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Tax	$547.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361
Investor	Possibly a Property Investor

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Sep 25, 2017
Property Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361
Document Number	0002088071
Instrument Date	Sep 19, 2017
Instrument	2088071
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 WHITE OAKS DR, BELOIT, WI 53511-2361

Mortgage

Document Number	0002088072
Date	Sep 25, 2017
Instrument	2088072

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2513 White Oaks Dr was $3,887 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,887.00 Homeowner's exemption	$243,900 Land $34,900 Building $209,000	$267,900
2023	$3,094.00 (-3.34%) Homeowner's exemption	$203,200 (+0.54%) Land $34,900 Building $168,300	$231,100 (+10.26%)
2022	$3,201.00 Homeowner's exemption	$202,100 Land $34,900 Building $167,200	$209,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2513 White Oaks Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2513 White Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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