2513 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 2513 S 3rd St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 2,700 sqft · built 2005
Lot Size	0.165 acres (7,214 sqft)
Owner	Individual Name on Record
Tax Bill	$6,979 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`480423230001010`

Property Details

APN / Parcel Number

Primary APN	`480423230001010`
Alternative APNs	`480210000074001` `335194`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,700 sqft Total Area
Gross Area	3,520 sqft
1st Floor Area	981 sqft
2nd Floor Area	1,719 sqft

Exterior

Year Built	Built 2005
Exterior Material	Other
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,214 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	820 sqft
Driveway	Driveway
Driveway Area	2,020 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Patio Area	264 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	335194
Old Parcel Number	480210000074001
Street Address	2513 S 3RD ST
City	WACO
State	TX
Zip	76706-6449
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	O2
Legal Description	UNIVERSITY WOODS LOT 1 BLOCK 1 ACRES .1656
Legal Subdivision	UNIVERSITY WOODS
Legal Block	1
Legal Lot Number	1 A4B4 E4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3300 HANNA AVE, EMMETT, ID 83617-8991
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 9, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 1, 2020	Deed of Trust, Mortgage UNIVERSITY WOODS LP
Oct 30, 2019	Loan Modification, Mortgage AMERICAN BK NA
Jun 30, 2019	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021
Deed Sale	Jul 14, 2021
Prior Sale	Apr 9, 2021
Deed Document Number	2021027622
Record Updated	Jun 7, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 14, 2021
Property Address	2513 S 3RD ST, WACO, TX 76706-6449
Document Number	0000027622
Map Reference	DOC 2005015255
Instrument Date	Jul 12, 2021
Instrument	2021027622
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 S 3RD ST # B, B, WACO, TX 76706-6449

Mortgage

Document Number	0000027623
Date	Jul 14, 2021
Instrument	2021027623

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 9, 2021
Property Address	2513 S 3RD ST, WACO, TX 76706-6449
Document Number	0000013085
Map Reference	FILE 2005015255
Instrument Date	Mar 26, 2021
Instrument	2021013085
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5535 AKTY HWY #545545, 5535, HOUSTON, TX 77007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 ALMOND CREEK DR, HOUSTON, TX 77059-3702

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2513 S 3RD ST, WACO, TX 76706-6449
Document Number	0000043258
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000043258
Date	Dec 4, 2020
Instrument	43258

Lender

Name	UNIVERSITY WOODS LP
Address	5225 KATY FWY # 545, HOUSTON, TX 77007-2592

Agreement

Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2513 S 3RD ST, WACO, TX 76706-6449
Document Number	0000000935
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000000935
Date	Jan 10, 2020
Instrument	935

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2513 S 3RD ST, WACO, TX 76706-6449
Document Number	0000033792
Instrument Date	Jun 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000033792
Date	Oct 8, 2019
Instrument	33792

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 7, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,304 (+17.57%) Land $55,920 Building $357,420	$413,340 (+30.88%) Land $55,920 Building $357,420
2024	$6,979.00 (+21.84%)
2023		$315,820 Land $55,920 Building $259,900	$315,820 Land $55,920 Building $259,900
2022	$5,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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