Hillsborough County property record for 2513 Regal River Rd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,772 sqft · built 1997 |
| Lot Size | 0.365 acres (15,905 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (May 2026) |
| Tax Bill | $7,812 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087498-4066 |
| Primary APN | 087498-4066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,772 sqft Living Area |
| Gross Area | 5,405 sqft |
| 1st Floor Area | 3,396 sqft |
| Upper Floors Area | 376 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,905 sqft (0.365 acres) |
| Lot Dimensions | 147 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 1,069 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 553 sqft |
| Porch | Open Porch |
| Porch Area | 564 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874984066 |
|---|---|
| Street Address | 2513 REGAL RIVER RD |
| City | VALRICO |
| State | FL |
| Zip | 33596-8307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER RIDGE RESERVE LOT 33 BLOCK 1 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | RIVER RIDGE RESERVE |
| Legal Tract | 36P |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13409 |
Source: Hillsborough County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1104 MELROSE ST, SEFFNER, FL 33584-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 14, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST COVENANT BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jan 31, 2014 · Amount on Record |
| Deed Document Number | 2026186049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2513 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2513 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Document Number | 0000483438 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021483438 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 14, 2026 |
| Property Address | 2513 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Document Number | 0000186049 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026186049 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | MILESTONE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1104 MELROSE ST, SEFFNER, FL 33584-4508 |
| Document Number | 0000186050, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026186050 |
| Name | FIRST COVENANT BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2513 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2513 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Document Number | 2021483438 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021483438 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,812.00 (+8.61%) Homeowner's exemption | $435,455 (+5.99%) | $692,455 (+8.58%) Land $147,470 Building $544,985 |
| 2024 | $7,193.00 (+3.13%) | ||
| 2023 | $6,975.00 (+3.76%) Homeowner's exemption | $410,857 (+3%) | $637,733 (-1.65%) Land $134,064 Building $503,669 |
| 2022 | $6,722.00 Homeowner's exemption | $398,890 | $648,424 Land $107,251 Building $541,173 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 149 (1979–2024) |
| Claims Outside the SFHA | 4 of 149 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures