Kershaw County property record for 2513 Bowen St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,232 sqft · built 1995 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Aug 2026) |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E334-00-00-024-SEI |
| Primary APN | E334-00-00-024-SEI |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,232 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Deck Area | 120 sqft |
| Account Number | 29569 |
|---|---|
| Street Address | 2513 BOWEN ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Subdivision | BRENTWOOD SUBDIVISION |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970909 |
Source: Kershaw County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2513 BOWEN ST, ELGIN, SC 29045-8953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL |
| May 1, 2026 | Deed, Transfer SIMPLIFILE |
| May 1, 2026 | Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on Record |
| Deed Sale | Aug 17, 2026 · Amount on Record |
| Prior Sale | May 1, 2026 · Amount on Record |
| Deed Document Number | 20267853 |
| Deed Book / Page | 5656 / 222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 17, 2026 |
| Property Address | 2513 BOWEN ST, ELGIN, SC 29045-8953 |
| Document Number | 0000007853 |
| Book / Page | 5656 / 222 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20267853 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,963.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2513 BOWEN ST, ELGIN, SC 29045-8953 |
| Document Number | 0000007854, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 20267854 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000007855, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 5656/244 |
| Instrument | 20267855 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 1, 2026 |
| Property Address | 2513 BOWEN ST, ELGIN, SC 29045-8953 |
| Document Number | 0000004030 |
| Book / Page | 5579 / 96 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.4030 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Tax | $38,077.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 7455 EASTVIEW DR, IRMO, SC 29063-2813 |
| Investor | Possibly a Property Investor |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 1, 2026 |
| Property Address | 2513 BOWEN ST, ELGIN, SC 29045-8953 |
| Document Number | 0000004029 |
| Book / Page | 5579 / 93 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.4029 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $183,820.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3101 N CENTRAL AVE, PHOENIX, AZ 85012-2645 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $958.00 (-81.58%) | $141,400 (-) Land $20,000 Building $121,400 | $141,400 (-) |
| 2023 | $5,200.00 | $141,400 Land $20,000 Building $121,400 | $141,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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