2513 Bay St, Bakersfield, CA 93301 Property Records

Kern County property record for 2513 Bay St, Bakersfield, CA 93301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1949
Lot Size	0.165 acres (7,201 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Jan 2015)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-103-06-00-5`

Property Details

APN / Parcel Number

Primary APN	`001-103-06-00-5`
Alternative APNs	`001-103-06-8` `0011030600` `00110306`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,344 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,201 sqft (0.165 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001103068
Street Address	2513 BAY ST
City	BAKERSFIELD
State	CA
Zip	93301-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1387 , BLOCK 22 , LOT PTN
Legal Subdivision	WESTCHESTER TRACT TRACT #1387
Legal Tract	1387
Legal Block	22
Legal Lot Number	PTN
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1009
Census Tract	1700

Owner

2513 Bay St is owned and occupied by an individual who bought it in January 2015.

Source: Kern County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3952 CLAREMONT DR, BAKERSFIELD, CA 93306-3628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CEN CAL BUSINESS FINANCE GROUP
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEYSTONE CREDIT UNION
Apr 15, 2026	Deed of Trust · Conventional Mortgage VALLEYSTONE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2015 · Amount on File
Deed Sale	Jan 9, 2015 · Amount on File
Prior Sale	Oct 14, 2009 · Amount on File
Deed Document Number	20152940
Prior Transfer Date	Oct 1, 2009
Prior Transfer Doc	0000150702
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Jul 27, 2026
Property Address	2513 BAY ST, BAKERSFIELD, CA 93301-2713
Document Number	0000085580
Instrument Date	Jul 6, 2026
Instrument	202685580
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085580,
Date	Jul 27, 2026
Instrument	202685580

Lender

Name	CEN CAL BUSINESS FINANCE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 15, 2026
Property Address	2513 BAY ST, BAKERSFIELD, CA 93301-2713
Document Number	0000041787
Instrument Date	Mar 26, 2026
Instrument	202641787
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4885 TRUXTUN AVE, BAKERSFIELD, CA 93309-0709

Mortgage

Document Number	0000041787,
Date	Apr 15, 2026
Instrument	202641787

Lender

Name	VALLEYSTONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 15, 2026
Property Address	2513 BAY ST, BAKERSFIELD, CA 93301-2713
Document Number	0000041786
Instrument Date	Mar 26, 2026
Instrument	202641786
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4885 TRUXTUN AVE, BAKERSFIELD, CA 93309-0709

Mortgage

Document Number	0000041786,
Date	Apr 15, 2026
Instrument	202641786

Lender

Name	VALLEYSTONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2513 Bay St was $3,202 with a homeowner's exemption, up 1.5% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$223,811 (+2%) Land $39,490 Building $184,321
2025	$3,202.00 (+1.46%) Homeowner's exemption	$219,423 Land $38,716 Building $180,707
2024	$3,156.00 (+2.2%)
2023	$3,088.00 (+2.35%) Homeowner's exemption	$210,904 Land $37,213 Building $173,691
2022	$3,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2513 Bay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2513 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile, Verizon.

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