2513 B Ave, Emerson, IA 51533 Property Records

Montgomery County property record for 2513 B Ave, Emerson, IA 51533

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,500 sqft · built 1959
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Feb 2019)
Tax Bill	$3,938 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`360920200011000`

Property Details

APN / Parcel Number

Primary APN	`360920200011000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	1,500 sqft
Finished Basement	1,125 sqft
Unfinished Basement	1,500 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	86,684 sqft (1.99 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2513 B AVE
City	EMERSON
State	IA
Zip	51533-6041
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE NE PCL E
Legal Range	39W
Legal Township	71N
Legal Section	20
Jurisdiction	MONTGOMERY IA
Township / Civil Division	WEST
Census Block Group	1
Census Block	1058
Census Tract	960400

Owner

2513 B Ave, a rural home, is owned and occupied by an individual who bought it in February 2019.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2513 B AVE, EMERSON, IA 51533-6041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FOUR POINTS FCU
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUR POINTS FCU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUR POINTS FCU
Feb 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Deed Document Number	2019137
Deed Book / Page	2019 / 137
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	2513 B AVE, EMERSON, IA 51533-6041
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/247
Date	Feb 23, 2023
Book Page	2023/247
Instrument	2023 0247

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2033

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	2513 B AVE, EMERSON, IA 51533-6041
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1062
Date	Jun 29, 2022
Book Page	2022/1062
Instrument	2022 1062

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jul 1, 2028

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	2513 B AVE, EMERSON, IA 51533-6041
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1287
Date	Jul 27, 2020
Book Page	2020/1287
Instrument	2020 1287

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Feb 4, 2019
Property Address	2513 B AVE, EMERSON, IA 51533-6041
Document Number	2019/137
Book / Page	2019 / 137
Instrument Date	Jan 30, 2019
Instrument	137
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 B AVE, EMERSON, IA 51533-6041

Tax Assessment & Valuation

The 2025 property tax bill for 2513 B Ave was $3,938 with a homeowner's exemption, up 63% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,938.00 (+63%) Homeowner's exemption	$273,920 Land $3,770 Building $270,150	$273,920 Land $3,770 Building $270,150
2024	$2,416.00
2023		$156,500 Land $2,870 Building $153,630	$156,500 Land $2,870 Building $153,630
2022	$1,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2513 B Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2513 B Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on B Ave

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