25127 Rayford Crest Dr, Spring, TX 77386 Property Records

Montgomery County property record for 25127 Rayford Crest Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,847 sqft · built 2005
Lot Size	0.194 acres (8,459 sqft)
Owner	Individual Name on File
Last Sale	$225,600 (Aug 2017)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8229-00-04900`

Property Details

APN / Parcel Number

Primary APN	`8229-00-04900`
Alternative APN	`R319374`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	1,847 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,459 sqft (0.194 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	165 sqft
Deck Area	70 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25127 RAYFORD CREST DR
City	SPRING
State	TX
Zip	77386-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYFORD RIDGE 01, BLOCK 6, LOT 2
Legal Subdivision	RAYFORD RIDGE 01
Legal Block	6
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	691801

Owner

25127 Rayford Crest Dr is owned and occupied by an individual who bought it in August 2017.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	25127 RAYFORD CREST DR, SPRING, TX 77386-2836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 16, 2017	Vendor's Lien, Transfer · Conventional Mortgage LEGACY MUTUAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Feb 1, 2011 · Amount on File
Deed Document Number	201774053
Prior Transfer Date	Aug 11, 2017
Prior Transfer Doc	0000074053
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	25127 RAYFORD CREST DR, SPRING, TX 77386-2836
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088927
Date	Jun 29, 2021
Instrument	2021088927

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 16, 2017
Property Address	25127 RAYFORD CREST DR, SPRING, TX 77386-2836
Document Number	0000074053
Map Reference	CAB U SH167&168
Instrument Date	Aug 11, 2017
Instrument	2017074053
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25127 RAYFORD CREST DR, SPRING, TX 77386-2836

Mortgage

Document Number	0000074054
Date	Aug 16, 2017
Instrument	2017074054

Lender

Name	LEGACY MUTUAL MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 25127 Rayford Crest Dr was $3,258 with a homeowner's exemption, down 5.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,247 (-) Land $58,000 Building $219,247	$277,247 (-) Land $58,000 Building $219,247
2025	$3,258.00 (-5.4%) Homeowner's exemption	$277,247 (+6.59%) Land $58,000 Building $219,247	$277,247 (+0.82%) Land $58,000 Building $219,247
2024	$3,444.00 (+13.25%) Homeowner's exemption	$260,114 (+1%) Land $58,000 Building $217,000	$275,000 (-3.99%) Land $58,000 Building $217,000
2023	$3,041.00 Homeowner's exemption	$236,470 Land $58,000 Building $228,420	$286,420 Land $58,000 Building $228,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25127 Rayford Crest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25127 Rayford Crest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONTGOMERY COUNTY MUD serves 13,372 people · EPA ID TX1700073
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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