25126 Ginger Ranch Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 25126 Ginger Ranch Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,789 sqft · built 2009
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on Record
Tax Bill	$4,468 (2018)
Deeds & Mortgages	Jun 2025 Transfer Jun 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R382840`

Property Details

APN / Parcel Number

Primary APN	`R382840`
Alternative APN	`4238-04-001-0110-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,789 sqft Living Area
1st Floor Area	1,555 sqft
2nd Floor Area	1,234 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R382840
Street Address	25126 GINGER RANCH DR
City	KATY
State	TX
Zip	77494-6667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 4, BLOCK 1, LOT 11
Legal Subdivision	KATY CREEK RANCH SEC 4
Legal Block	1
Legal Lot Number	11
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2003
Census Tract	673113

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Correction Deed STEWART TITLE
Jun 2, 2025	Vendor's Lien, Transfer · FHA Mortgage AML FUNDING LLC
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAP
Apr 2, 2019	Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAP
May 31, 2018	Deed of Trust, Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Prior Sale	May 31, 2018
Deed Document Number	2025054454
Record Updated	Jun 8, 2026

June 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	FORT BEND TX
Recording Date	Jun 11, 2025
Property Address	25126 GINGER RANCH DR, KATY, TX 77494-6667
Document Number	0000058138
Map Reference	PL NO 20080205
Instrument Date	Jun 11, 2025
Instrument	2025058138
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jun 2, 2025
Property Address	25126 GINGER RANCH DR, KATY, TX 77494-6667
Document Number	0000054454
Map Reference	PL NO 20080205
Instrument Date	May 30, 2025
Instrument	2025054454
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054455
Date	Jun 2, 2025
Instrument	2025054455

Lender

Name	AML FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25126 GINGER RANCH DR, KATY, TX 77494-6667
Document Number	0000025429
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25126 GINGER RANCH DR KATY TX 774946667, KATY, TX 77494-6667

Mortgage

Document Number	0000025429
Date	Mar 3, 2020
Instrument	25429

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25126 GINGER RANCH DR, KATY, TX 77494-6667
Document Number	0000036064
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25126 GINGER RANCH DR KATY TX 774946667, KATY, TX 77494-6667

Mortgage

Document Number	0000036064
Date	Apr 11, 2019
Instrument	36064

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25126 GINGER RANCH DR, KATY, TX 77494-6667
Document Number	0000061370
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25126 GINGER RANCH DR KATY TX 774946667, KATY, TX 77494-6667

Mortgage

Document Number	0000061370
Date	Jun 4, 2018
Instrument	61370

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$387,361 (+21%) Land $47,710 Building $346,198	$393,908 (-2.76%) Land $47,710 Building $346,198
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$320,133 Land $36,700 Building $368,398	$405,098 Land $36,700 Building $368,398
2018	$4,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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