Durham County property record for 2512 Ross Rd, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1940 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Apr 2017) |
| Tax Bill | $2,677 (2026) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0841-26-6079 |
| Primary APN | 0841-26-6079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Heated Area |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 259 ft deep x 113 ft wide |
| Porch | Porch |
| Porch Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 2512 ROSS RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-8 |
| Legal Description | JOYLAND DEV CO/BLK:B/LT#1 3/LT#12 GR PT PL:000011-000067 |
| Legal Subdivision | PROP-JOYLAND DEV CO |
| Legal Block | B |
| Legal Lot Number | 12,13 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1802 |
2512 Ross Rd is owned and occupied by two individuals who bought it in April 2017.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2512 ROSS RD, DURHAM, NC 27703-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on File |
| Deed Sale | Apr 3, 2017 · Amount on File |
| Prior Sale | Mar 3, 2008 · Amount on File |
| Deed Document Number | 201710875 |
| Deed Book / Page | 8156 / 73 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2512 ROSS RD, DURHAM, NC 27703-2410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097430455 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 9743/455 |
| Instrument | 2022029515 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 25, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2512 ROSS RD, DURHAM, NC 27703-2410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0089240228 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 8924/228 |
| Instrument | 2020014501 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Apr 3, 2017 |
| Property Address | 2512 ROSS RD, DURHAM, NC 27703-2410 |
| Document Number | 0081560073 |
| Book / Page | 8156 / 73 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 2017010875 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2512 ROSS RD, DURHAM, NC 27703-2410 |
| Document Number | 0081560076 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 8156/76 |
| Instrument | 2017010876 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 2512 Ross Rd was $2,677, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,677.00 (+2.53%) | $263,459 (-) Land $110,500 Building $152,959 | $263,459 (-) Land $110,500 Building $152,959 |
| 2025 | $2,611.00 | $263,459 Land $110,500 Building $152,959 | $263,459 Land $110,500 Building $152,959 |
| 2023 | $1,750.00 (+2.34%) | $133,639 Land $38,272 Building $95,367 | $133,639 Land $38,272 Building $95,367 |
| 2022 | $1,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2512 Ross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2512 Ross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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