2512 Pine Cone Ct, Naperville, IL 60565 Property Records

Will County property record for 2512 Pine Cone Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,346 sqft)
Owner	2 Trust Names on File
Last Sale	$312,000 (Feb 2016)
Tax Bill	$27,792 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-05-403-046`

Property Details

APN / Parcel Number

Primary APN	`12-02-05-403-046`

Exterior

Lot Area	16,346 sqft (0.38 acres)

Location & Zoning

Street Address	2512 PINE CONE CT
City	NAPERVILLE
State	IL
Zip	60565-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 IN FOREST VIEW ESTATES, BEING A SUB OF PRT OF THE W 1/2 OF THE E 1/2 OF SEC 5, T37N-R10E
Legal Range	10E
Legal Township	37N
Legal Section	05
Legal Subdivision	FOREST VIEW ESTATES
Legal Lot Number	11
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	3
Census Block	3009
Census Tract	880118

Owner

2512 Pine Cone Ct is owner-occupied and held in a trust since March 2025.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2512 PINE CONE CT, NAPERVILLE, IL 60565-1129
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 14, 2019	Deed of Trust, Mortgage · ARM WINTRUST MORTGAGE
Mar 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2016 · Amount on File
Deed Sale	Feb 17, 2016 · Amount on File
Deed Document Number	201611772
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000016171
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2512 PINE CONE CT, NAPERVILLE, IL 60565-1129
Transaction Type	Mortgage
Record Updated	Jan 3, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088396
Date	Dec 22, 2022
Instrument	R2022088396

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2512 PINE CONE CT, NAPERVILLE, IL 60565-1129
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053802
Date	Aug 14, 2019
Instrument	R2019053802

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Mar 26, 2018
Property Address	2512 PINE CONE CT, NAPERVILLE, IL 60565-1129
Instrument Date	Mar 21, 2018
Instrument	20218
Transaction Type	Construction Loan
Record Updated	Apr 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 NEUDEARBORN LN NAPERVILLE IL 605634172, NAPERVILLE, IL 60563-4172

Mortgage

Document Number	0000020218
Date	Mar 26, 2018
Instrument	20218

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	9700 W HIGGINS RD # 300, ROSEMONT, IL 60018-4736

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2512 Pine Cone Ct was $27,792.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,792.00	$460,743 (+8.2%) Land $113,359 Building $347,384	$1,382,229 (+8.2%) Land $340,077 Building $1,042,152
2024		$425,825 Land $104,768 Building $321,057	$1,277,475 Land $314,304 Building $963,171
2022	$25,565.00 Homeowner's exemption	$377,672 Land $103,529 Building $274,143	$1,133,016 Land $310,587 Building $822,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2512 Pine Cone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2512 Pine Cone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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