2512 N Ozark Cir, Ozark, MO 65721 Property Records

Christian County property record for 2512 N Ozark Cir, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,048 sqft · built 1998
Lot Size	0.636 acres (27,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,900 (Jan 2020)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.5-16-2-1-45`

Property Details

APN / Parcel Number

Primary APN	`11-0.5-16-2-1-45`
Alternative APN	`11-0.5-16-002-001-045.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	27,710 sqft (0.636 acres)
Lot Dimensions	163 ft deep x 170 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2512 N OZARK CIR
City	OZARK
State	MO
Zip	65721-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41A OZARK HEIGHTS REPLAT OF LOTS 41 & 42 , REPLAT OF LOTS 1, 27-59
Legal Range	21W
Legal Township	27N
Legal Section	16
Legal Subdivision	OZARK HEIGHTS
Legal Lot Number	41A,1
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1011
Census Tract	20308

Owner

Source: Christian County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2512 N OZARK CIR, OZARK, MO 65721-5953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE
Jan 27, 2022	Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH HOME LOANS INC
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LNDRS
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LNDRS
May 2, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	2020925
Deed Book / Page	2020 / 918
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0202000918
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 6, 2026
Property Address	2512 N OZARK CIR, OZARK, MO 65721-5953
Document Number	0000008308
Book / Page	2026 / 8197
Instrument Date	Jun 26, 2026
Instrument	20268308
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 N OZARK CIR, OZARK, MO 65721-5953

Mortgage

Document Number	0000008308,
Date	Jul 6, 2026
Book Page	2026/8197
Instrument	20268308

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2512 N OZARK CIR, OZARK, MO 65721-5953
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 N OZARK CIR, OZARK, MO 65721-5953

Mortgage

Document Number	0202201374
Date	Jan 27, 2022
Book Page	2022/1374
Instrument	2022L01390

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2512 N OZARK CIR, OZARK, MO 65721-5953
Document Number	0202017300
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 N OZARK CIR OZARK MO 657215953, OZARK, MO 65721-5953

Mortgage

Document Number	0202017300
Date	Oct 19, 2020
Book Page	002020/017300
Instrument	17463

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2512 N OZARK CIR, OZARK, MO 65721-5953
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2512 N OZARK CIR OZARK MO 657215953, OZARK, MO 65721-5953

Mortgage

Document Number	202000919
Date	Jan 23, 2020
Book Page	002020/000919
Instrument	926

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 2, 2018
Property Address	2512 N OZARK CIR, OZARK, MO 65721-5953
Document Number	0201805494
Book / Page	2018 / 05494
Map Reference	MB H PG29
Instrument Date	Apr 27, 2018
Instrument	2018L05549
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 N OZARK CIR, OZARK, MO 65721-5953

Mortgage

Document Number	2018L05550
Date	May 2, 2018
Instrument	2018L05550

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,074.00 (+13.61%)	$65,820 (+14.87%)	$346,400 (+14.85%) Land $35,000 Building $311,400
2024	$3,586.00
2023		$57,300	$301,600 Land $35,000 Building $266,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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