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2512 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2512 Mill Race Rd, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,630 sqft · built 2010
Lot Size0.086 acres (3,739 sqft)
Owner2 Individual Names on Record
Last Sale$357,900 (Jun 2017)
Tax Bill$7,765 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-259311

Property Details

APN / Parcel Number

Primary APN02-259311
Alternative APN
  • 259311

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,630 sqft Living Area
1st Floor Area1,012 sqft
Basement Area710 sqft
Finished Basement710 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,739 sqft (0.086 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area330 sqft
Balcony Area189 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number259311
Street Address2512 MILL RACE RD
CityFREDERICK
StateMD
Zip21701-6821
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 142 SECTION 7C PLAT 16-3739 SQ. FT. MILL ISLAND-WORMANS MILL
Legal SubdivisionMILL ISLAND/WORMANS MILL
Legal Lot Number142
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1014
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2512 MILL RACE RD, FREDERICK, MD 21701-6821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWER FCU
Jun 26, 2017Warranty Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2017 · Amount on Record
Deed SaleJun 26, 2017 · Amount on Record
Prior SaleDec 2, 2015 · Amount on Record
Deed Document Number201711889-0388
Deed Book / Page11889 / 388
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2512 MILL RACE RD, FREDERICK, MD 21701-6821
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyTOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0134430370
DateJan 6, 2020
Book Page13443/0370
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK MD
Recording DateJun 26, 2017
Property Address2512 MILL RACE RD, FREDERICK, MD 21701-6821
Document Number0118890388
Book / Page011889 / 000388
Instrument DateMay 31, 2017
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$357.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2512 MILL RACE RD FREDERICK MD 217016821, FREDERICK, MD 21701-6821

Mortgage

Document Number118890394
DateJun 26, 2017
Book Page011889/000394
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$509,000 (+26.49%)$552,600 (+13.42%) Land $130,000 Building $422,600
2025$7,765.00 (+12.49%)
2023$6,903.00 Homeowner's exemption$402,400$487,200 Land $90,000 Building $397,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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