2512 Lowell Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 2512 Lowell Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1988
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2021)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`A870001843`

Property Details

APN / Parcel Number

Primary APN	`A870001843`
Alternative APN	`2-0067-6054-00-0048.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	1,058 sqft
Basement Area	1,040 sqft
Finished Basement	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870001843
Street Address	2512 LOWELL LN
City	O FALLON
State	MO
Zip	63368-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN OAKS #2 PH1 LOT 48
Legal Subdivision	GOLDEN OAKS #2 PH1
Legal Lot Number	48
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4024
Census Tract	311732

Owner

2512 Lowell Ln is owned and occupied by an individual who bought it in December 2021.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2512 LOWELL LN, O FALLON, MO 63368-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MONTGOMERY BANK NA
Nov 23, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	2021101419
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	2021R095787
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 16, 2021
Property Address	2512 LOWELL LN, O FALLON, MO 63368-8305
Document Number	0000101419
Map Reference	MB 25 PG 145
Instrument Date	Dec 10, 2021
Instrument	2021R-101419
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 489, WRIGHT CITY, MO 63390-0489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 LOWELL LN, O FALLON, MO 63368-8305

Mortgage

Document Number	0000101420
Date	Dec 16, 2021
Instrument	2021R-101420

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 23, 2021
Property Address	2512 LOWELL LN, O FALLON, MO 63368-8305
Document Number	2021R095787
Map Reference	MB 25 PG 145
Instrument Date	Oct 14, 2021
Instrument	2021R-095787
Transaction Type	Foreclosure
Record Updated	Dec 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 489, WRIGHT CITY, MO 63390-0489
Mail Care Of	JESSE GOODFELLOW

Tax Assessment & Valuation

The 2025 property tax bill for 2512 Lowell Ln was $3,101, up 2.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,950 (+1.71%)	$257,631 (+1.71%) Building $257,631
2025	$3,101.00 (+2.82%)	$48,129	$253,311 Building $253,311
2024	$3,016.00
2023		$45,440
2022			$239,158 Land $50,000 Building $189,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2512 Lowell Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2512 Lowell Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband, Wisper ISP.

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