2512 Daniel St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2512 Daniel St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,477 sqft · built 1941
Lot Size	0.18 acres (7,883 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Feb 2020)
Tax Bill	$7,658 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit May 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`095-022-03`

Property Details

APN / Parcel Number

Primary APN	`095-022-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,477 sqft Heated Area
Gross Area	1,203 sqft
1st Floor Area	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,883 sqft (0.18 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	134 sqft
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	095-022-03
Street Address	2512 DANIEL ST
City	CHARLOTTE
State	NC
Zip	28205-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 95 PG 2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3004
Census Tract	1300

Owner

2512 Daniel St is owned and occupied by an individual who bought it in February 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 2, 2025	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Oct 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 1, 2018	Deed of Trust, Construction Loan · Line of Credit OTHER INSTITUTIONAL LENDERS
Jul 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 10, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Document Number	0034283804
Deed Book / Page	34283 / 804
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434

Mortgage

Document Number	0000088796
Date	Sep 15, 2023
Book Page	38374/937
Instrument	2023088796

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 2, 2025
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Document Number	0000042508
Book / Page	39557 / 763
Instrument Date	May 2, 2025
Instrument	2025042508
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,104.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1233 HEATHER LN, CHARLOTTE, NC 28209-2543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434

Mortgage

Document Number	0000042535
Date	May 2, 2025
Instrument	2025042535

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000042509
Date	May 2, 2025
Book Page	39557/766
Instrument	2025042509

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 14, 2020
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Document Number	0000021283
Book / Page	34283 / 804
Instrument Date	Feb 14, 2020
Instrument	2020021283
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1480 LONGLEAF CT, 1480, MATTHEWS, NC 28104-7889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434

Mortgage

Document Number	0000021284
Date	Feb 14, 2020
Instrument	2020021284

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 1, 2018
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Document Number	0000124454
Book / Page	033017 / 000694
Instrument Date	Sep 27, 2018
Instrument	124454
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1480 LONGLEAF CT MATTHEWS NC 281047889, MATTHEWS, NC 28104-7889

October 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 1, 2018
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Document Number	0000124455
Book / Page	033017 / 000698
Instrument Date	Sep 26, 2018
Instrument	124455
Transaction Type	Construction Loan
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1480 LONGLEAF CT MATTHEWS NC 281047889, MATTHEWS, NC 28104-7889

Mortgage

Document Number	0000124455
Date	Oct 1, 2018
Book Page	033017/000698
Instrument	124455

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	DRAPER, UT 84020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 10, 2018
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Document Number	0000085745
Book / Page	032818 / 000194
Instrument Date	May 18, 2018
Instrument	85745
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5532 CHARLOTTE NC 282995532, CHARLOTTE, NC 28299-5532

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 10, 2018
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Document Number	0000085746
Book / Page	032818 / 000198
Instrument Date	May 18, 2018
Instrument	85746
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5532 CHARLOTTE NC 282995532, CHARLOTTE, NC 28299-5532

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 12, 2018
Property Address	2512 DANIEL ST, CHARLOTTE, NC 28205-2434
Document Number	0000028107
Book / Page	032519 / 000314
Instrument Date	Mar 9, 2018
Instrument	28107
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 DANIEL ST CHARLOTTE NC 282052434, CHARLOTTE, NC 28205-2434

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2512 Daniel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2512 Daniel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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