2512 Charlack Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 2512 Charlack Ave, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.249 acres (10,872 sqft)
Owner2 Individual Names on File
Last Sale$259,000 (Oct 2025)
Tax Bill$5,515 (2025)
Deeds & MortgagesJun 2017 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-06.0-358-008

Property Details

APN / Parcel Number

Primary APN22-06.0-358-008
Alternative APN
  • 22060358008 (CHECK DIGIT = 7)

Exterior

Lot Area10,872 sqft (0.249 acres)

Location & Zoning

Account Number22060358008
Street Address2512 CHARLACK AVE
CitySPRINGFIELD
StateIL
Zip62704-4169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 229 COLONY PARK EST 4TH ADDN
Legal SubdivisionCOLONY PARK ESTATE
Legal Lot Number229
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1025
Census Tract2001

Owner

2512 Charlack Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Sangamon County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address2512 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK
Oct 1, 2025Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND BANK & TRUST CO
Jul 31, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on File
Deed SaleOct 1, 2025 · Amount on File
Prior SaleJul 31, 2017 · Amount on File
Deed Document Number202517352
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2512 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R14233
DateJun 6, 2017
Instrument2017R14233
Lender
NameMARINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateOct 1, 2025
Property Address2512 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
Document Number2025R17352
Map ReferenceDOC 88E15497
Instrument DateSep 26, 2025
Instrument2025R17352
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$388.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2512 CHARLACK AVE, SPRINGFIELD, IL 62704-4169

Mortgage

Document Number2025R17353
DateOct 1, 2025
Instrument2025R17353
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.88%

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateJul 31, 2017
Property Address2512 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
Document Number2017R19228
Map ReferenceDOCE15497
Instrument DateJul 28, 2017
Instrument2017R19228
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
Tax$265.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2512 CHARLACK AVE, SPRINGFIELD, IL 62704-4169

Tax Assessment & Valuation

The 2025 property tax bill for 2512 Charlack Ave was $5,515 with exemptions applied, up 4.6% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,515.00 (+4.57%)$79,124 (+7.22%) Land $13,525 Building $65,599$237,372 (+7.22%) Land $40,575 Building $196,797
2024$5,274.00 Homeowner's exemption Senior Citizen's exemption$73,796 Land $12,614 Building $61,182$221,388 Land $37,842 Building $183,546
2022$4,706.00 Homeowner's exemption Senior Citizen's exemption$63,520 Land $10,929 Building $52,591$190,560 Land $32,787 Building $157,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2512 Charlack Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2019–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2512 Charlack Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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