Hamilton County property record for 2512 Chamberlain Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,443 sqft · built 2020 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $435,000 (Feb 2022) |
| Tax Bill | $1,578 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Apr 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N H 005 |
| Primary APN | 146N H 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,443 sqft Living Area |
| Gross Area | 1,042 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076605 |
|---|---|
| Street Address | 2512 CHAMBERLAIN AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 6 BLK 8 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14 |
| Legal Subdivision | CHAMBERLAIN AVE LAND |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1300 |
2512 Chamberlain Ave is owner-occupied and held in a trust since April 2025.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2512 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Apr 14, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Jan 11, 2016 · Amount on File |
| Deed Document Number | 2022137 |
| Deed Book / Page | 12831 / 273 |
| Last Transfer Date | Apr 4, 2025 |
| Transfer Doc | 0000000162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2512 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2512 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823 |
| Document Number | 0000000019 |
|---|---|
| Date | Dec 20, 2024 |
| Book Page | 13793/800 |
| Instrument | 2024122000019 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 14, 2025 |
| Property Address | 2512 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823 |
| Document Number | 0000000162 |
| Book / Page | 13890 / 796 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Apr 4, 2025 |
| Instrument | 2025041400162 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2515 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3824 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 2, 2022 |
| Property Address | 2512 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823 |
| Document Number | 0000000137 |
| Book / Page | 12831 / 273 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022020200137 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2512 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823 |
| Document Number | 0012831275 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 12831/275 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 2512 Chamberlain Ave was $1,578, up 1.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,578.00 (+1.94%) | $104,175 (+50.54%) | $416,700 (+50.54%) Land $50,000 Building $366,700 |
| 2024 | $1,548.00 | $69,200 (-) | $276,800 (-) Land $30,000 Building $246,800 |
| 2023 | $1,548.00 | $69,200 (-) | $276,800 (-) Land $30,000 Building $246,800 |
| 2022 | $1,548.00 | $69,200 | $276,800 Land $30,000 Building $246,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2512 Chamberlain Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2512 Chamberlain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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