St. Louis County property record for 2512 Anderson Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,092 sqft · built 1959 |
| Lot Size | 0.459 acres (20,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Mar 2019) |
| Tax Bill | $3,564 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2025-00045 |
| Primary APN | 010-2025-00045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Gross Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 546 sqft |
| Finished Basement | 546 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 20,022 sqft (0.459 acres) |
| Garage Area | 1,008 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1066965 |
|---|---|
| Street Address | 2512 ANDERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-3846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 60 FT OF LOT 4 AND WLY 40 FT OF LOT5 SERIAL # |
| Legal Subdivision | HAINESVILLE ADDITION |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2300 |
2512 Anderson Rd is owned and occupied by an individual who bought it in March 2019.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2512 ANDERSON RD, DULUTH, MN 55811-3846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage NORTH SHORE BANK OF COMMERCE |
| Jun 26, 2020 | Deed of Trust, Construction Loan · Construction Mortgage NORTH SHORE BK/COMMERCE |
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE |
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on File |
| Deed Sale | Mar 4, 2019 · Amount on File |
| Deed Document Number | 20191350959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2512 ANDERSON RD, DULUTH, MN 55811-3846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001408130 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 1408130 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 26, 2020 |
| Property Address | 2512 ANDERSON RD, DULUTH, MN 55811-3846 |
| Document Number | 00A1383662 |
| Instrument Date | Jun 19, 2020 |
| Instrument | A1383662 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2512 ANDERSON RD DULUTH MN 558113846, DULUTH, MN 55811-3846 |
| Document Number | 00A1383662 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | A1383662 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2512 ANDERSON RD, DULUTH, MN 55811-3846 |
| Document Number | 00A1377596 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2512 ANDERSON RD DULUTH MN 558113846, DULUTH, MN 55811-3846 |
| Document Number | 00A1377596 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | A1377596 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 16, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2512 ANDERSON RD, DULUTH, MN 55811-3846 |
| Document Number | 00A1350960 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2512 ANDERSON RD DULUTH MN 558113846, DULUTH, MN 55811-3846 |
| Document Number | 00A1350960 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | A1350960 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
The 2026 property tax bill for 2512 Anderson Rd was $3,564 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,564.00 (+12.08%) Homeowner's exemption | ||
| 2025 | $3,180.00 (-12.64%) Homeowner's exemption | $289,000 (+14.55%) Land $42,000 Building $247,000 | $289,000 (+14.55%) Land $42,000 Building $247,000 |
| 2024 | $3,640.00 | $252,300 Land $54,200 Building $198,100 | $252,300 Land $54,200 Building $198,100 |
| 2022 | $230,700 Land $52,200 Building $178,500 | $230,700 Land $52,200 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2512 Anderson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2512 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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