25115 455th Ln, Chariton, IA 50049 Property Records

Lucas County property record for 25115 455th Ln, Chariton, IA 50049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1976
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Dec 2023)
Tax Bill	$2,268 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1103100003`

Property Details

APN / Parcel Number

Primary APN	`1103100003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Basement Area	976 sqft
Unfinished Basement	976 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	25115 455TH LN
City	CHARITON
State	IA
Zip	50049-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-71-21 IN SE COR LOT 2 NW NW
Legal Range	21W
Legal Township	71N
Legal Section	03
Legal Lot Number	2
Jurisdiction	LUCAS IA
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2123
Census Tract	950100

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25115 455TH LN, CHARITON, IA 50049-7717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 12, 2023	Warranty Deed, Transfer · VA Mortgage PREMIER LENDING ALLIANCE
May 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	20231557
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	25115 455TH LN, CHARITON, IA 50049-7717
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25115 455TH LN, CHARITON, IA 50049-7717

Mortgage

Document Number	0020260147
Date	Feb 9, 2026
Instrument	2026-0147

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Dec 12, 2023
Property Address	25115 455TH LN, CHARITON, IA 50049-7717
Document Number	0020231557
Instrument Date	Dec 7, 2023
Instrument	2023-1557
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25115 455TH LN, CHARITON, IA 50049-7717

Mortgage

Document Number	0020231558
Date	Dec 12, 2023
Instrument	2023-1558

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	May 20, 2019
Property Address	25115 455TH LN, CHARITON, IA 50049-7717
Document Number	20190607
Instrument Date	May 14, 2019
Instrument	2019-0607
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25115 455TH LN, CHARITON, IA 50049-7717

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,268.00 (+2%) Homeowner's exemption Veteran's exemption	$185,440 (-) Land $28,000 Building $157,440	$185,440 (-) Land $28,000 Building $157,440
2025	$1,890.00 Homeowner's exemption Veteran's exemption	$185,440 (+27.85%) Land $28,000 Building $157,440	$185,440 (+27.85%) Land $28,000 Building $157,440
2024	$1,890.00 (+3.85%)
2023		$145,043 Land $17,500 Building $127,543	$145,043 Land $17,500 Building $127,543
2021	$1,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
Windstream Fixed Wireless	100 / 10
Rise Broadband Fixed Wireless	25 / 5

Nearby Properties on 455th Ln

Nearby Streets

All Chariton, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures