25111 Como Esta Ct, Ramona, CA 92065 Property Records

San Diego County property record for 25111 Como Esta Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,982 sqft · built 1989
Lot Size	0.65 acres (28,314 sqft)
Owner	Trust Name on File
Last Sale	$24,500 (Aug 1985)
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Jul 2020 Reverse Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-585-12-00`

Property Details

APN / Parcel Number

Primary APN	`288-585-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,982 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25111 COMO ESTA CT
City	RAMONA
State	CA
Zip	92065-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 87 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	3
Legal Lot Number	87
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3000
Census Tract	20811

Owner

25111 Como Esta Ct is owner-occupied and held in a trust since June 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	25111 COMO ESTA CT, RAMONA, CA 92065-4707
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage OPEN MORTGAGE LLC
Apr 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 1985 · Amount on File
Deed Sale	Aug 6, 1985 · Amount on File
Deed Document Number	1985280942
Last Transfer Date	Jun 18, 2020
Transfer Doc	0000361674
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	25111 COMO ESTA CT, RAMONA, CA 92065-4707
Document Number	0000361674
Map Reference	MAP 7893
Instrument Date	Jun 18, 2020
Instrument	2020-0361674
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25111 COMO ESTA CT, RAMONA, CA 92065-4707

Mortgage

Document Number	0000361675
Date	Jul 8, 2020
Instrument	2020-0361675

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2019
Property Address	25111 COMO ESTA CT, RAMONA, CA 92065-4707
Document Number	0000118560
Instrument Date	Mar 27, 2019
Instrument	118560
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25111 COMO ESTA CT RAMONA CA 920654707, RAMONA, CA 92065-4707

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25111 COMO ESTA CT, RAMONA, CA 92065-4707
Document Number	0000549829
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	25111 COMO ESTA CT RAMONA CA 920654707, RAMONA, CA 92065-4707

Mortgage

Document Number	0000549829
Date	Nov 28, 2017
Instrument	549829

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25111 COMO ESTA CT, RAMONA, CA 92065-4707
Document Number	0000549830
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	25111 COMO ESTA CT RAMONA CA 920654707, RAMONA, CA 92065-4707

Mortgage

Document Number	0000549830
Date	Nov 28, 2017
Instrument	549830

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

The 2025 property tax bill for 25111 Como Esta Ct was $5,370 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,268 (+2%) Land $55,591 Building $371,677
2025	$5,370.00 Homeowner's exemption	$418,891 Land $54,501 Building $364,390
2023	$4,996.00 (-2.42%) Homeowner's exemption	$402,628 Land $52,386 Building $350,242
2022	$5,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25111 Como Esta Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25111 Como Esta Ct is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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