2511 King Oak Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2511 King Oak Cir, Saint Cloud, FL 34769

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 962 sqft · built 1992
Lot Size0.037 acres (1,612 sqft)
OwnerOwner Name on File
Last Sale$154,700 (Jun 2006)
Tax Bill$474 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN83149

Property Details

APN / Parcel Number

Primary APN83149
Alternative APN
  • 092630003900010780

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area962 sqft Heated Area
Gross Area1,220 sqft
1st Floor Area962 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,612 sqft (0.037 acres)
Lot Dimensions52 ft deep x 30 ft wide
PorchOpen Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number83149
Street Address2511 KING OAK CIR
CitySAINT CLOUD
StateFL
Zip34769-6641
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSPUD
Legal DescriptionKING OAK VILLAS PHS 2 2ND ADDN REPLAT PB 7 PG 69 LOT 78
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VIL PH1
Legal Tract39
Legal Block1
Legal Lot Number78
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3016
Census Tract43208

Owner

The current owner of 2511 King Oak Cir bought it in June 2006.

Source: Osceola County records, as of December 11, 2025

Owner of RecordOwner Name on File
Mailing Address2511 KING OAK CIR, SAINT CLOUD, FL 34769-6641
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2006 · Amount on File
Deed SaleJun 23, 2006 · Amount on File
Prior SaleJan 30, 2004 · Amount on File
Deed Document Number2006162448
Deed Book / Page3196 / 1834
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2511 KING OAK CIR, SAINT CLOUD, FL 34769-6641
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2511 KING OAK CIR, SAINT CLOUD, FL 34769-6641

Mortgage

Document Number0058950018
DateFeb 19, 2021
Book Page5895/18
Instrument2021024585
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 18, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 2511 King Oak Cir was $474 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$474.00 Homeowner's exemption$54,245$202,000 Land $30,000 Building $172,000
2023$460.00 (+2.45%) Homeowner's exemption$51,182 (+3%)$178,900 (+32.62%) Land $14,900 Building $164,000
2022$449.00 Homeowner's exemption$49,692$134,900 Land $14,900 Building $120,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2511 King Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2511 King Oak Cir is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Xfinity.

Nearby Properties on King Oak Cir

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