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2511 Elkhart Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2511 Elkhart Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,781 sqft · built 2022
Lot Size0.459 acres (19,994 sqft)
Owner2 Company Names on Record
Last Sale$55,000 (Jun 2021)
Tax Bill$3,136 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-06300-0030

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-06300-0030
Alternative APN
  • S262181920063000030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,781 sqft Living Area
Gross Area3,914 sqft
1st Floor Area2,781 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Garage TypeAttached
Garage Area730 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2511 ELKHART DR
CityNAVARRE
StateFL
Zip32566-8350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 3 BLK 63 HOLLEY BY THE SEA 1ST CORR & AMEND AS DES IN OR 4270 PG 94 & AS DES IN OR 4482 PG 2073
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block63
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1056
Census Tract10820

Owner

Source: Santa Rosa County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2511 ELKHART DR, NAVARRE, FL 32566-8350
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleMar 15, 1999 · Amount on Record
Deed Document Number202143846
Deed Book / Page4141 / 953
Last Transfer DateFeb 28, 2024
Transfer Doc0044822073
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 11, 2022
Property Address2511 ELKHART DR, NAVARRE, FL 32566-8350
Document Number0042700094
Book / Page4270 / 94
Map ReferenceMB C PG 166
Instrument DateApr 7, 2022
Instrument202221722
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2023
Title CompanyCOTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,983.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5173 EAST BAY BLVD #AA, AA, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

NameVerified Name
Address2511 ELKHART DR, NAVARRE, FL 32566-8350

Mortgage

Document Number0000427095
DateApr 11, 2022
Instrument4270/95
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$304,932 (+2.9%)$526,479 (+3.59%) Land $71,250 Building $455,229
2024$3,136.00 (+2.28%) Homeowner's exemption Disabled Person's exemption$296,338 (+3%)$508,223 (+3.48%) Land $71,250 Building $436,973
2023$3,066.00 (+293.58%)$287,707 (+505.7%)$491,143 (+933.99%) Land $61,750 Building $429,393
2022$779.00$47,500$47,500 Land $47,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 311 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Ripple Broadband.

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