2511 Clark St, Paducah, KY 42003 Property Records

McCracken County property record for 2511 Clark St, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 992 sqft · built 1936
Lot Size	0.277 acres (12,045 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (May 2026)
Tax Bill	$97 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`104-24-15-013`

Property Details

APN / Parcel Number

Primary APN	`104-24-15-013`
Alternative APNs	`162625` `40658`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,045 sqft (0.277 acres)
Lot Dimensions	165 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162625
Street Address	2511 CLARK ST
City	PADUCAH
State	KY
Zip	42003-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-7-13 72X165 2511 CLARK ST L10,11 B24
Legal Subdivision	GEO
Legal Block	24
Legal Lot Number	10,11
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4048
Census Tract	30700

Owner

2511 Clark St is owned and occupied by two individuals who bought it in May 2026.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2511 CLARK ST, PADUCAH, KY 42003-3845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage SWIFT HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Aug 4, 2025 · Amount on File
Deed Document Number	2026846078
Deed Book / Page	1542 / 682
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	2511 CLARK ST, PADUCAH, KY 42003-3845
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WEDGEWOOD PL, PADUCAH, KY 42001-4887

Mortgage

Document Number	0M1848/172
Date	Aug 4, 2025
Book Page	M1848/172
Instrument	720975

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2045

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	May 12, 2026
Property Address	2511 CLARK ST, PADUCAH, KY 42003-3845
Document Number	0000846078
Book / Page	1542 / 682
Instrument Date	May 8, 2026
Instrument	2026.846078
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2511 CLARK ST, PADUCAH, KY 42003-3845

Mortgage

Document Number	0000846078,
Date	May 12, 2026
Book Page	1879/122
Instrument	2026.846078

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2511 Clark St was $97 with a homeowner's exemption.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (+96.46%)	$150,000 (+96.46%)
2025	$97.00 Homeowner's exemption	$76,350	$76,350
2023	$107.00 (-5.31%) Homeowner's exemption	$76,350 (+147.09%)	$76,350 (+147.09%)
2022	$113.00 Homeowner's exemption	$30,900	$30,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2511 Clark St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1997–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2511 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, PPS Fibernet.

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