25103 E Lenox Cir, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25103 E Lenox Cir, Punta Gorda, FL 33950

Property Summary

Property Type	Cluster Home
Details	2 bd · 2 ba · 1,516 sqft · built 2021
Lot Size	0.104 acres (4,550 sqft)
Owner	Individual Name on Record
Last Sale	$291,270 (Dec 2021)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`41-23-08-206-004`

Property Details

APN / Parcel Number

Primary APN	`41-23-08-206-004`
Alternative APNs	`0071972-036000-5` `10004703089`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	2,080 sqft
Flooring	Covered

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,550 sqft (0.104 acres)
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004703089
Old Parcel Number	00719720360005
Street Address	25103 E LENOX CIR
City	PUNTA GORDA
State	FL
Zip	33950-1339
Property Category	Residential
Property Type	Residential > Single Family > Cluster Home
Local Zoning Code	RMF10
Legal Description	WFE 000 0000 0360 WATERFORD ESTATES LT360 3534/1231 4254/41 E4347/1220 4896/249
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Lot Number	360
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1035
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25103 E LENOX CIR, PUNTA GORDA, FL 33950-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Nov 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	3036114
Deed Book / Page	4896 / 249
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 17, 2021
Property Address	25103 E LENOX CIR, PUNTA GORDA, FL 33950-1339
Document Number	0048960249
Book / Page	4896 / 249
Map Reference	MB 20 PG 1-A-1-Z-9
Instrument Date	Dec 16, 2021
Instrument	3036114
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,039.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY100, PKWY100, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25103 E LENOX CIR, PUNTA GORDA, FL 33950-1339

Mortgage

Document Number	0004896250
Date	Dec 17, 2021
Instrument	4896/250

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 13, 2017
Property Address	25103 E LENOX CIR, PUNTA GORDA, FL 33950-1339
Document Number	0042540041
Book / Page	004254 / 000041
Instrument Date	Nov 9, 2017
Instrument	2564726
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$31,563.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,455.00 (-42.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$274,075 (-14.68%)	$284,326 (+4.13%) Land $50,000 Building $234,326
2023	$6,017.00 (+17.45%) Homeowner's exemption	$321,226 (+42.13%)	$273,044 (+20.81%) Land $47,000 Building $226,044
2022	$5,123.00	$226,015 Land $22,950 Building $203,065	$226,015 Land $22,950 Building $203,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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