25102 Ginger Ranch Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 25102 Ginger Ranch Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,627 sqft · built 2014
Lot Size	0.13 acres (5,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,900 (Jul 2020)
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R382846`

Property Details

APN / Parcel Number

Primary APN	`R382846`
Alternative APN	`4238-04-001-0170-914`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,627 sqft Living Area
Gross Area	3,095 sqft
1st Floor Area	1,152 sqft
2nd Floor Area	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,647 sqft (0.13 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25102 GINGER RANCH DR
City	KATY
State	TX
Zip	77494-6667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 4, BLOCK 1, LOT 17
Legal Subdivision	KATY CREEK RANCH SEC 4
Legal Block	1
Legal Lot Number	17
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2003
Census Tract	673113

Owner

Source: Fort Bend County records, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25102 GINGER RANCH DR, KATY, TX 77494-6667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAKDALE MORTGAGE LLC
Feb 23, 2017	Deed of Trust, Mortgage · ARM COMPASS BANK
Jul 10, 2020	Warranty Deed, Transfer OAKDALE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	202085279
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0000085279
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25102 GINGER RANCH DR, KATY, TX 77494-6667
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	ONE NATION TITLE (CM), ONE NATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175109
Date	Oct 19, 2021
Instrument	2021175109

Lender

Name	OAKDALE MORTGAGE LLC
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25102 GINGER RANCH DR, KATY, TX 77494-6667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019421
Date	Feb 23, 2017
Instrument	2017019421

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	ARM
Amount	Amount Recorded
Term	334 Months
Due	Dec 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Margin	3
Max Rate	9.75%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jul 10, 2020
Property Address	25102 GINGER RANCH DR, KATY, TX 77494-6667
Document Number	0000085279
Instrument Date	Jul 9, 2020
Instrument	85279
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25102 GINGER RANCH DR KATY TX 774946667, KATY, TX 77494-6667

Mortgage

Document Number	85280
Date	Jul 10, 2020
Instrument	85280

Lender

Name	OAKDALE MTG LLC
Address	SUGAR LAND, TX 77478

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,681.00 (-17.19%) Homeowner's exemption	$407,858 (+1%) Land $51,220 Building $361,037	$412,257 (-1.24%) Land $51,220 Building $361,037
2024	$5,653.00 (+38.42%) Homeowner's exemption	$370,780 (+1%) Land $51,220 Building $366,221	$417,441 (+2.99%) Land $51,220 Building $366,221
2023	$4,084.00 (-26.16%) Homeowner's exemption	$337,073 Land $39,400 Building $365,912	$405,312 Land $39,400 Building $365,912
2018	$5,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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