2510 W 86th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 2510 W 86th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,050 sqft · built 1955
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Dec 2019)
Tax Bill	$5,516 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-027-24-44-0016`

Property Details

APN / Parcel Number

Primary APN	`05-027-24-44-0016`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,050 sqft
Basement Area	945 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	720 sqft
Deck Area	588 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2510 W 86TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 002 A PENN LAKE HIGHLANDS 3RD ADDN S 80X150X81X142
Legal Range	24
Legal Township	027
Legal Section	05
Legal Quarter	44
Legal Subdivision	PENN LAKE HIGHLANDS 3RD ADDN
Legal Block	2
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1000
Census Tract	25603

Owner

2510 W 86th St is owned and occupied by two individuals who bought it in December 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2510 W 86TH ST, MINNEAPOLIS, MN 55431-1610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on File
Deed Sale	Dec 10, 2019 · Amount on File
Prior Sale	Jun 2, 2011 · Amount on File
Deed Document Number	201910734453
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2510 W 86TH ST, BLOOMINGTON, MN 55431-1610
Document Number	0010843211
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	GLOBAL CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2510 W 86TH ST BLOOMINGTON MN 554311610, BLOOMINGTON, MN 55431-1610

Mortgage

Document Number	0010843211
Date	Sep 23, 2020
Instrument	10843211

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 22, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 10, 2019
Property Address	2510 W 86TH ST, BLOOMINGTON, MN 55431-1610
Document Number	0010734453
Instrument Date	Nov 8, 2019
Instrument	10734453
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2510 W 86TH ST BLOOMINGTON MN 554311610, BLOOMINGTON, MN 55431-1610

Mortgage

Document Number	10734454
Date	Dec 10, 2019
Instrument	10734454

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2510 W 86th St was $5,516 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,516.00	$408,000 Land $168,800 Building $239,200	$408,000 Land $168,800 Building $239,200
2023	$4,583.00 Homeowner's exemption
2022		$391,100 Land $155,300 Building $235,800	$391,100 Land $155,300 Building $235,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2510 W 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2510 W 86th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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