2510 Saybrook Ct, Troy, OH 45373 Property Records

Miami County property record for 2510 Saybrook Ct, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,567 sqft · built 1999
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2023)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2021 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`D08-103244`

Property Details

APN / Parcel Number

Primary APN	`D08-103244`
Alternative APN	`050631.3-03-027-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,567 sqft Living Area
1st Floor Area	2,182 sqft
Upper Floors Area	1,302 sqft
Attic	Attic
Attic Area	174 sqft
Basement Area	1,091 sqft
Unfinished Basement	1,091 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	11,456 sqft (0.263 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2510 SAYBROOK CT
City	TROY
State	OH
Zip	45373-8468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8645 KENSINGTON SUB #4
Legal Subdivision	KENSINGTON SUB #4
Legal Lot Number	8645
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1021
Census Tract	365302

Owner

Source: Miami County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2510 SAYBROOK CT, TROY, OH 45373-8468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 25, 2021	Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	202310988
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 5, 2023
Property Address	2510 SAYBROOK CT, TROY, OH 45373-8468
Document Number	0000010988
Map Reference	VOL 18 PG 65
Instrument Date	Oct 2, 2023
Instrument	2023OR-10988
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2510 SAYBROOK CT, TROY, OH 45373-8468

Mortgage

Document Number	0000010989
Date	Oct 5, 2023
Instrument	2023OR-10989

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIAMI OH
Property Address	2510 SAYBROOK CT, TROY, OH 45373-8468
Document Number	0000007108
Instrument Date	Feb 25, 2021
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 SAYBROOK CT TROY OH 453738468, TROY, OH 45373-8468

Mortgage

Document Number	0000007108
Date	Apr 23, 2021
Instrument	7108

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 22, 2061

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,363.00 (+5.11%) Homeowner's exemption	$131,600 (+19.55%) Land $14,700 Building $116,900	$376,000 (+19.55%) Land $42,000 Building $334,000
2024	$4,151.00 (+2.22%) Homeowner's exemption	$110,080 (-) Land $15,930 Building $94,150
2023	$4,061.00 (+17.47%) Homeowner's exemption	$110,080 (-) Land $15,930 Building $94,150	$314,500 (-) Land $45,500 Building $269,000
2022	$3,457.00 Homeowner's exemption	$110,080 Land $15,930 Building $94,150	$314,500 Land $45,500 Building $269,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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