2510 Kelso Ct, Fallston, MD 21047 Property Records

Harford County property record for 2510 Kelso Ct, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,000 sqft · built 1977
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$432,000 (Apr 2020)
Tax Bill	$5,109 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-021061`

Property Details

APN / Parcel Number

Primary APN	`04-021061`
Alternative APNs	`4021061` `021061`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,000 sqft Total Area
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	307 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	525 sqft
Porch	Slab
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021061
Street Address	2510 KELSO CT
City	FALLSTON
State	MD
Zip	21047-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 147 115/190X307 2510 KELSO COURT HUNTINGTON 6 PT 26/31
Legal Subdivision	PLAT II HUNTINGTON VI
Legal Lot Number	147
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2003
Census Tract	304201

Owner

2510 Kelso Ct is owned and occupied by two individuals who bought it in April 2020.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2510 KELSO CT, FALLSTON, MD 21047-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2020	Special Warranty Deed, Transfer · FHA Mortgage MBA MORTGAGE SERVICES INC
Mar 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Prior Sale	Jun 5, 2003
Deed Book / Page	13809 / 477
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	0131990325
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2510 KELSO CT, FALLSTON, MD 21047-1201
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 KELSO CT, FALLSTON, MD 21047-1201

Mortgage

Document Number	0160140383
Date	Aug 25, 2023
Book Page	16014/383

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2510 KELSO CT, FALLSTON, MD 21047-1201
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146700473
Date	Apr 16, 2021
Book Page	14670/473

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2050

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 22, 2020
Property Address	2510 KELSO CT, FALLSTON, MD 21047-1201
Document Number	0138090477
Book / Page	13809 / 477
Map Reference	LB HDC 26 FO 31
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 VAUGHN ST, 114, ORLANDO, FL 32833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2510 KELSON CT, FALLSTON, MD 21047-1201

Mortgage

Document Number	0013809485
Date	Apr 22, 2020
Instrument	13809/485

Lender

Name	MBA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 26, 2019
Property Address	2510 KELSO CT, FALLSTON, MD 21047-1201
Document Number	0131990325
Book / Page	013199 / 000325
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2010 KELSO CT FALLSTON MD 21047, FALLSTON, MD 21047

Tax Assessment & Valuation

The 2026 property tax bill for 2510 Kelso Ct was $5,109, up 14.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,109.00 (+14.09%)	$463,267 (+6.66%)	$492,200 (-) Land $115,600 Building $376,600
2025	$4,478.00	$434,333	$492,200 Land $115,600 Building $376,600
2023		$384,167	$405,400 Land $115,600 Building $289,800
2022	$4,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2510 Kelso Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2510 Kelso Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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