2510 E Main St, Decatur, IL 62521 Property Records

Macon County property record for 2510 E Main St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual on Record
Last Sale	$21,000 (Oct 2021)
Tax Bill	$977 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-13-279-014`

Property Details

APN / Parcel Number

Primary APN	`04-12-13-279-014`
Alternative APN	`12-13-279-014`

Exterior

Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	40 ft deep x 140 ft wide

Location & Zoning

Account Number	041213279014
Street Address	2510 E MAIN ST
City	DECATUR
State	IL
Zip	62521-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0038 B 00 EAST SIDE ADD BK2550/340 140X40
Legal Subdivision	EAST SIDE ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3020
Census Tract	1100

Owner

Source: Macon County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	720 W UNION AVE, LITCHFIELD, IL 62056-1063
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST
Nov 9, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 15, 2021	Deed, Transfer · Conventional Mortgage CEFCU
May 20, 2021	Warranty Deed, Transfer
Jan 25, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	20211987117
Deed Book / Page	4856 / 488
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2510 E MAIN ST, DECATUR, IL 62521-2229
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R012622
Date	Oct 24, 2025
Instrument	2025R-012622

Lender

Name	PEOPLES BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.25%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Nov 9, 2023
Property Address	2510 E MAIN ST, DECATUR, IL 62521-2229
Document Number	00004984/4
Book / Page	4984 / 4
Map Reference	BK 335 PG 150
Instrument Date	Nov 8, 2023
Instrument	2018771
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W UNION AVE, LITCHFIELD, IL 62056-1063

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Oct 15, 2021
Property Address	2510 E MAIN ST, DECATUR, IL 62521-2229
Document Number	4856/488
Book / Page	4856 / 488
Map Reference	PB 335 PG 150
Instrument Date	Aug 30, 2021
Instrument	1987117
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2510 E MAIN ST, DECATUR, IL 62521-2229

Mortgage

Document Number	19871184856490
Date	Oct 15, 2021
Instrument	19871184856490

Lender

Name	CEFCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 20, 2021
Property Address	2510 E MAIN ST, DECATUR, IL 62521-2229
Document Number	4823/61
Book / Page	4823 / 61
Map Reference	PB 300 PG 253
Instrument Date	Apr 30, 2021
Instrument	1978870
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S FRANKLIN ST, DECATUR, IL 62523-1314
Investor	Possibly a Property Investor

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Jan 25, 2021
Property Address	2510 E MAIN ST, DECATUR, IL 62521-2229
Document Number	4798/4
Book / Page	4798 / 4
Map Reference	PB 300 PG 253
Instrument Date	Oct 28, 2020
Instrument	1973550
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$977.00 (+257.88%)	$10,474 (+20.74%) Land $747 Building $9,727	$31,425 (+20.74%) Land $2,241 Building $29,184
2022	$273.00 Homeowner's exemption	$8,675 Land $621 Building $8,054	$26,027 Land $1,863 Building $24,164

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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