Polk County property record for 2510 E 38th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,915 sqft · built 2015 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2026) |
| Tax Bill | $4,974 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/04126-000-000 |
| Primary APN | 060/04126-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,915 sqft Living Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 1,115 sqft |
| Basement Area | 1,115 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 315 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2510 E 38TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 415 FOUR MILE |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 415 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 102 |
2510 E 38th Ct is owned and occupied by an individual who bought it in May 2026.
Source: Polk County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2510 E 38TH CT, DES MOINES, IA 50317-5714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Aug 10, 2015 · Amount on File |
| Deed Document Number | 202630091 |
| Deed Book / Page | 20528 / 739 |
| Prior Transfer Date | Jan 26, 1999 |
| Prior Transfer Doc | 0000070745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2510 E 38TH CT, DES MOINES, IA 50317-5714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000064391 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 19669/450 |
| Instrument | 2023-00064391 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Dec 5, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 22, 2026 |
| Property Address | 2510 E 38TH CT, DES MOINES, IA 50317-5714 |
| Document Number | 0000030091 |
| Book / Page | 20528 / 739 |
| Instrument Date | May 13, 2026 |
| Instrument | 202630091 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,511.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2510 E 38TH CT, DES MOINES, IA 50317-5714 |
| Document Number | 0000030092, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202630092 |
| Name | CENTRAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 2510 E 38th Ct was $4,974 with a homeowner's exemption, up 2.1% from the year before.
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,974.00 (+2.14%) Homeowner's exemption | $293,900 Land $29,900 Building $264,000 | $293,900 Land $29,900 Building $264,000 |
| 2024 | $4,870.00 | ||
| 2023 | $258,000 Land $26,000 Building $232,000 | $258,000 Land $26,000 Building $232,000 | |
| 2020 | $610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2510 E 38th Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2510 E 38th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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