2510 Camellia Ct, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2510 Camellia Ct, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,298 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Sep 2020)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-00-01-228.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-01-228.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,298 sqft Finished Area
Gross Area	1,580 sqft

Exterior

Year Built	Built 1999
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0450001228.00
Street Address	2510 CAMELLIA CT
City	COVINGTON
State	KY
Zip	41017-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 16 LOT 228
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	16
Legal Lot Number	228
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65300

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2510 CAMELLIA CT, COVINGTON, KY 41017-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Sep 15, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jan 8, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	0000044156
Deed Book / Page	44 / 156
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 17, 2020
Property Address	2510 CAMELLIA CT, COVINGTON, KY 41017-9122
Document Number	0000000140
Book / Page	000044 / 000156
Instrument Date	Sep 15, 2020
Instrument	140
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 CAMELLIA CT COVINGTON KY 410179122, COVINGTON, KY 41017-9122

Mortgage

Document Number	141
Date	Sep 17, 2020
Book Page	000M99/000131
Instrument	141

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2510 CAMELLIA CT, COVINGTON, KY 41017-9122
Document Number	0000000141
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2510 CAMELLIA CT COVINGTON KY 410179122, COVINGTON, KY 41017-9122

Mortgage

Document Number	0000000141
Date	Sep 17, 2020
Book Page	000M99/000131
Instrument	141

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 8, 2018
Property Address	2510 CAMELLIA CT, COVINGTON, KY 41017-9122
Document Number	0000000108
Book / Page	0I4052 / 000047
Instrument Date	Dec 22, 2017
Instrument	108
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 CAMELLIA CT COVINGTON KY 410179122, COVINGTON, KY 41017-9122

Mortgage

Document Number	109
Date	Jan 8, 2018
Book Page	0I4052/000050
Instrument	109

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Mortgage

Document Number	110,
Date	Jan 8, 2018
Book Page	0I4052/000065
Instrument	110

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 7, 2028

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (-7.02%)	$172,500 (-) Land $10,000 Building $162,500	$172,500 (-) Land $10,000 Building $162,500
2023	$1,838.00	$172,500 Land $10,000 Building $162,500	$172,500 Land $10,000 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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