251 Windridge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 251 Windridge Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1995
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Mar 2019)
Tax Bill	$827 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3070849808`

Property Details

APN / Parcel Number

Primary APN	`3070849808`
Alternative APN	`76862`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Other
Lot Area	38,768 sqft (0.89 acres)

Exterior Amenities

Porch	Slab
Porch Area	524 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	76862
Street Address	251 WINDY RIDGE RD
City	SPARTA
State	NC
Zip	28675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#4 WIND RIDGE
Legal Subdivision	WIND RIDGE
Legal Block	167
Legal Lot Number	4
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	3
Census Block	3020
Census Tract	950200

Owner

Source: Alleghany County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	744 JOSEPH ANTOON CIR, STANLEY, NC 28164-4106
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Jul 30, 2010 · Amount on Record
Deed Document Number	2019512
Deed Book / Page	398 / 1064
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	251 WINDRIDGE RD, SPARTA, NC 28675
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420/255
Date	Jun 28, 2021
Book Page	420/255
Instrument	1885

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Mar 19, 2019
Property Address	251 WINDRIDGE RD, SPARTA, NC 28675
Document Number	398/1064
Book / Page	398 / 1064
Instrument Date	Mar 13, 2019
Instrument	512
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 JOSEPH ANTOON CIR, STANLEY, NC 28164-4106

Mortgage

Document Number	00398/1066
Date	Mar 19, 2019
Book Page	398/1066
Instrument	513

Lender

Name	SOUTH STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,300 (-) Land $29,300 Building $87,000	$116,300 (-) Land $29,300 Building $87,000
2025	$827.00
2023		$116,300 Land $29,300 Building $87,000	$116,300 Land $29,300 Building $87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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