Buncombe County property record for 251 White Pine Dr, Asheville, NC 28805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,927 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $325,000 (Jun 2016) |
| Tax Bill | $3,711 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 677525-2020-202 |
| Primary APN | 677525-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,927 sqft Living Area |
| Gross Area | 2,351 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,201 sqft |
| Finished Basement | 777 sqft |
| Unfinished Basement | 424 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 180 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 677525-2020-202 |
|---|---|
| Street Address | 251 WHITE PINE DR |
| City | ASHEVILLE |
| State | NC |
| Zip | 28805-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS4 |
| Legal Description | SUBDIV: KENILWORTH FOREST LOT: 72 PT 74 SECTION: 2 PLAT: 0024-0010 |
| Legal Subdivision | KENILWORTH FOREST |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 800 |
Source: Buncombe County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 251 WHITE PINE DR, ASHEVILLE, NC 28805-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on Record |
| Deed Sale | Jun 14, 2016 · Amount on Record |
| Prior Sale | Aug 16, 2013 · Amount on Record |
| Deed Book / Page | 5435 / 999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 9, 2026 |
| Property Address | 251 WHITE PINE DR, ASHEVILLE, NC 28805-2204 |
| Document Number | 6610000335 |
| Book / Page | 6610 / 335 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 251 WHITE PINE DR, ASHEVILLE, NC 28805-2204 |
| Document Number | 6610000335, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 6610/335 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 251 WHITE PINE DR, ASHEVILLE, NC 28805-2204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0061330483 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 6133/483 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 251 WHITE PINE DR, ASHEVILLE, NC 28805-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059320648 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 5932/648 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,711.00 (+9.7%) | $375,500 (-) Land $69,500 Building $306,000 | $375,500 (-) Land $69,500 Building $306,000 |
| 2023 | $3,383.00 | $375,500 | $375,500 (-) Land $69,500 Building $306,000 |
| 2021 | $375,500 Land $69,500 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 29 (1995–2024) |
| Claims Outside the SFHA | 2 of 29 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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