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251 W Washington St, Oswego, IL 60543 Property Records

Kendall County property record for 251 W Washington St, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,247 sqft · built 2001
Lot Size0.072 acres (3,136 sqft)
OwnerCompany Name on File
Last Sale$229,500 (Oct 2022)
Tax Bill$5,629 (2024)
Deeds & MortgagesJan 2023 Transfer
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-18-250-027

Property Details

APN / Parcel Number

Primary APN03-18-250-027

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,247 sqft Living Area
Gross Area1,627 sqft
1st Floor Area1,247 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area3,136 sqft (0.072 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address251 W WASHINGTON ST
CityOSWEGO
StateIL
Zip60543-9817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLDG 3266 HOMETOWN OSWEGO CONDOS & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO
Legal SubdivisionHOMETOWN OSWEGO CONDOS
Legal Lot Number3266
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2026
Census Tract890301

Owner

251 W Washington St is owned by a company that acquired it in December 2022.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address422 LENNOX DR, OSWEGO, IL 60543-8355
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Quit Claim Deed, Transfer
ATTORNEY
Oct 19, 2022Warranty Deed, Transfer · Conventional Mortgage
OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2022 · Amount on File
Deed SaleOct 19, 2022 · Amount on File
Prior SaleJul 20, 2009 · Amount on File
Deed Document Number202217041
Last Transfer DateDec 27, 2022
Transfer Doc0000000224
Record UpdatedOct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateJan 6, 2023
Property Address251 W WASHINGTON ST, OSWEGO, IL 60543-9817
Document Number0000000224
Map ReferenceDOC 0001651
Instrument DateDec 27, 2022
Instrument202300000224
Transaction TypeTransfer
Record UpdatedJan 27, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 LENNOX DR, OSWEGO, IL 60543-8355

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateOct 19, 2022
Property Address251 W WASHINGTON ST, OSWEGO, IL 60543-9817
Document Number0000017041
Map ReferenceDOC 0001651
Instrument DateAug 22, 2022
Instrument202200017041
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$229.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address251 W WASHINGTON ST, OSWEGO, IL 60543-9817

Mortgage

Document Number0000017042
DateOct 19, 2022
Instrument202200017042
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,454 Land $14,170 Building $66,284$241,362 Land $42,510 Building $198,852
2024$5,629.00
2022$56,283 Land $9,913 Building $46,370$168,849 Land $29,739 Building $139,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 251 W Washington St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 W Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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