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251 W Shore Rd, Warwick, RI 02889 Property Records

Warwick City property record for 251 W Shore Rd, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,155 sqft · built 1941
Lot Size0.181 acres (7,868 sqft)
OwnerIndividual Name on Record
Last Sale$376,000 (May 2026)
Tax Bill$3,989 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31904330000

Property Details

APN / Parcel Number

Primary APN31904330000
Alternative APNs
  • WARW M:319 B:0433 L:0000
  • 100148090

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,155 sqft Living Area
Gross Area2,320 sqft
1st Floor Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,868 sqft (0.181 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number100148090
Street Address251 W SHORE RD
CityWARWICK
StateRI
Zip02889-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block433
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1009
Census Tract21402

Owner

Source: Warwick City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address251 W SHORE RD, WARWICK, RI 02889-1121
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust · Conventional Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK
May 14, 2026Deed, Transfer · Conventional Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2026 · Amount on Record
Deed SaleMay 14, 2026 · Amount on Record
Deed Document Number20265379
Deed Book / Page10891 / 306
Record UpdatedSep 20, 2026

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateMay 14, 2026
Property Address251 W SHORE RD, WARWICK, RI 02889-1121
Document Number010891-309
Book / Page10891 / 309
Instrument DateMay 14, 2026
Instrument20265380
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 W SHORE RD, WARWICK, RI 02889-1121

Mortgage

Document Number0000005380,
DateMay 14, 2026
Book Page10891/309
Instrument20265380
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionWARWICK RI
Recording DateMay 14, 2026
Property Address251 W SHORE RD, WARWICK, RI 02889-1121
Document Number0000005379
Book / Page10891 / 306
Instrument DateMay 14, 2026
Instrument20265379
Transaction TypeTransfer
Record UpdatedJul 7, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 W SHORE RD, WARWICK, RI 02889-1121

Mortgage

DateMay 14, 2026
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,989.00 (+1.12%)$314,100 (+12.99%) Land $108,500 Building $205,600
2024$340,955
2023$3,945.00 (+9.31%)$278,000 (+44.27%) Land $89,600 Building $188,400
2022$3,609.00$192,700 Land $52,500 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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