251 Triumph Ln, San Marcos, CA 92078 Property Records

San Diego County property record for 251 Triumph Ln, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,182 sqft · built 2018
Lot Size	0.108 acres (4,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$959,500 (Dec 2018)
Tax Bill	$16,264 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`222-081-13-00`

Property Details

APN / Parcel Number

Primary APN	`222-081-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,182 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,706 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	251 TRIUMPH LN
City	SAN MARCOS
State	CA
Zip	92078-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 13 TR 016154
Legal Subdivision	15-006 RHO CORONADO VILLAGE M
Legal Tract	016154
Legal Block	4
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPEC HOME LOANS
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit GEORGES OWN CREDIT UNION
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPEC HM LOANS
Jul 1, 2020	Loan Modification, Mortgage WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO
Oct 17, 2019	Loan Modification, Mortgage · Conventional Mortgage TCF NAT'L BK
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPEC HM LOANS
Dec 31, 2018	Grant Deed, Transfer · Conventional Mortgage SPEC HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	2018534589
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000001758
Date	Jan 3, 2022
Instrument	2022-0001758

Lender

Name	SPEC HOME LOANS
Type	Mortgage Company
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000001759
Date	Jan 3, 2022
Instrument	2022-0001759

Lender

Name	GEORGES OWN CREDIT UNION
Type	Non-Lending Institution
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Document Number	0000372886
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	251 TRIUMPH LN SAN MARCOS CA 920782053, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000372886
Date	Jul 13, 2020
Instrument	372886

Lender

Name	SPEC HM LOANS
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Document Number	0000372883
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TRIUMPH LN SAN MARCOS CA 920782053, SAN MARCOS, CA 92078-2053

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Document Number	0000478334
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TRIUMPH LN SAN MARCOS CA 920782053, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000478334
Date	Oct 23, 2019
Instrument	478334

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Document Number	0000478332
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	251 TRIUMPH LN SAN MARCOS CA 920782053, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000478332
Date	Oct 23, 2019
Instrument	478332

Lender

Name	SPEC HM LOANS
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2018
Property Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Document Number	0000534589
Map Reference	MAP 16154
Instrument Date	Dec 12, 2018
Instrument	2018-0534589
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	251 TRIUMPH LN, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000534590
Date	Dec 31, 2018
Instrument	2018-0534590

Lender

Name	SPEC HOME LOANS
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000534591
Date	Dec 31, 2018
Instrument	2018-0534591

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,123,650 (+2%) Land $420,993 Building $702,657
2025	$16,264.00 (+7.07%)	$1,101,619 (+4.04%) Land $412,739 Building $688,880
2023	$15,190.00 (+1.95%)	$1,058,844 Land $396,713 Building $662,131
2022	$14,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, T-Mobile, Verizon.

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