251 Sunset Dr, Marion, NC 28752 Property Records

McDowell County property record for 251 Sunset Dr, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,496 sqft · built 1976
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0790-07-77-4841`

Property Details

APN / Parcel Number

Primary APN	`0790-07-77-4841`
Alternative APN	`7783086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,496 sqft Heated Area
Gross Area	5,080 sqft
1st Floor Area	2,496 sqft
Basement Area	1,392 sqft
Finished Basement	1,044 sqft
Unfinished Basement	348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	7783086
Street Address	251 SUNSET DR
City	MARION
State	NC
Zip	28752-7189
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2016
Census Tract	970600

Owner

Source: McDowell County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 SUNSET DR, MARION, NC 28752-7189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Gift Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 20, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026
Deed Sale	Aug 25, 2026
Prior Sale	Jan 1, 1981
Deed Document Number	20264216
Deed Book / Page	1549 / 386
Prior Transfer Date	Aug 21, 2026
Prior Transfer Doc	0000004216
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 25, 2026
Property Address	251 SUNSET DR, MARION, NC 28752-7189
Document Number	0000004216
Book / Page	1549 / 386
Instrument Date	Aug 21, 2026
Instrument	20264216
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	VETERAN EXPRESS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	251 SUNSET DR, MARION, NC 28752-7189

Mortgage

Document Number	0000004217,
Date	Aug 25, 2026
Instrument	20264217

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	251 SUNSET DR, MARION, NC 28752-7189
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013510527
Date	Apr 29, 2021
Book Page	1351/527
Instrument	2021002768

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	151 Months
Due	Nov 1, 2033

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	251 SUNSET DR, MARION, NC 28752-7189
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012520804
Date	Aug 20, 2018
Book Page	1252/0804
Instrument	2018003803

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+3.36%) Veteran's exemption	$247,510 (-) Land $30,000 Building $217,510
2023	$1,399.00	$247,510 Land $30,000 Building $217,510	$247,510 Land $30,000 Building $217,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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