Bergen County and Ridgewood Village property record for 251 Steilen Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,528 sqft · built 1956 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Oct 2022) |
| Tax Bill | $14,427 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03307-0000-00027 |
| Primary APN | 51-03307-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,528 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 110 ft deep x 58 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 251 STEILEN AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .146 AC |
| Legal Subdivision | RIDGEWOOD VILLAGE |
| Legal Block | 3307 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 251 STEILEN AVE, RIDGEWOOD, NJ 07450-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK |
| Jan 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage METRO CITY BANK |
| Oct 18, 2022 | Bargain and Sale Deed, Transfer CARNEGIE TITLE LLC |
| Jan 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2003 · Amount on Record |
| Deed Document Number | 2022100323 |
| Deed Book / Page | 4837 / 733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 251 STEILEN AVE, RIDGEWOOD, NJ 07450-2821 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0056141795 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 5614/1795 |
| Instrument | 2025068064 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 251 STEILEN AVE, RIDGEWOOD, NJ 07450-2821 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 243 CENTRE AVE, SECAUCUS, NJ 07094-3045 |
| Document Number | 0051660658 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 5166/658 |
| Instrument | 2024005047 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 7.12% |
| Max Rate At Change | 8.37% |
| Index | 1-Year T-Bill |
| Max Rate | 13.3% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 18, 2022 |
| Property Address | 251 STEILEN AVE, RIDGEWOOD, NJ 07450-2821 |
| Document Number | 0048370733 |
| Book / Page | 4837 / 733 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022100323 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 ALPINE TER, 490, RIDGEWOOD, NJ 07450-1406 |
| Name | Verified Name |
|---|---|
| Address | 251 STEILEN AVE, RIDGEWOOD, NJ 07450-2821 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 251 STEILEN AVE, RIDGEWOOD, NJ 07450-2821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024912257 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 02491/2257 |
| Instrument | 17-001278 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,200 (-) Land $276,600 Building $222,600 | $499,200 (-) Land $276,600 Building $222,600 | |
| 2025 | $14,427.00 (+0.73%) | $499,200 (-) Land $276,600 Building $222,600 | $499,200 (-) Land $276,600 Building $222,600 |
| 2024 | $14,322.00 (+4.98%) | ||
| 2023 | $499,200 Land $276,600 Building $222,600 | $499,200 Land $276,600 Building $222,600 | |
| 2022 | $13,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 17 (1999–2024) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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