251 Stark Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 251 Stark Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Apr 2021)
Tax Bill	$3,550 (2026)
Deeds & Mortgages	Aug 2007 Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-1092`

Property Details

APN / Parcel Number

Primary APN	`78-020-1092`
Alternative APN	`25443`

Exterior

Lot Area	304,920 sqft (7 acres)

Location & Zoning

Account Number	25443
Street Address	251 STARK RD
City	CLOQUET
State	MN
Zip	55720-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 465 FT OF SW1/4 OF SW1/4 OF SE1/4 TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	06
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2004
Census Tract	70300

Owner

251 Stark Rd is owned and occupied by an individual who bought it in April 2021.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	251 STARK RD, CLOQUET, MN 55720-9428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2007	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Apr 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MEGASTAR FINANCIAL CORP
Sep 5, 2007	Affidavit of Death of Joint Tenant, Transfer
Sep 5, 2007	Intrafamily Transfer, Transfer
Sep 5, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	Sep 5, 2007 · Amount on File
Deed Document Number	2021498613
Prior Transfer Date	Oct 24, 2006
Prior Transfer Doc	0000412296
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	251 STARK RD, CLOQUET, MN 55720-9428
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000412231
Date	Aug 31, 2007
Instrument	A000412231

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2017

Interest

Rate Type	Adjustable Rate
Rate	7.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 30, 2010
Change Frequency	3 Years
Min Rate At Change	6.99%
Index	Prime Rate
Max Rate	13.9%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 23, 2021
Property Address	251 STARK RD, CLOQUET, MN 55720-9428
Document Number	A000498613
Instrument Date	Apr 21, 2021
Instrument	A000498613
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 STARK RD, CLOQUET, MN 55720-9428

Mortgage

Document Number	A000498614
Date	Apr 23, 2021
Instrument	A000498614

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2007: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARLTON MN
Recording Date	Sep 5, 2007
Property Address	251 STARK RD, CLOQUET, MN 55720-9428
Document Number	A000412296
Instrument Date	Oct 24, 2006
Instrument	A000412296
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 STARK RD, CLOQUET, MN 55720-9428
Investor	Possibly a Property Investor

September 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Sep 5, 2007
Property Address	251 STARK RD, CLOQUET, MN 55720-9428
Document Number	A000412298
Instrument Date	Oct 24, 2006
Instrument	A000412298
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$1.65
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	251 STARK RD, CLOQUET, MN 55720-9428
Investor	Possibly a Property Investor

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 5, 2007
Property Address	251 STARK RD, CLOQUET, MN 55720-9428
Document Number	A000412297
Instrument Date	Oct 18, 2006
Instrument	A000412297
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$80.52
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 STARK RD, CLOQUET, MN 55720-9428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 251 Stark Rd was $3,550 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,550.00 Homeowner's exemption
2025		$316,800 (+3.26%) Land $122,400 Building $194,400	$316,800 (+3.26%) Land $122,400 Building $194,400
2024	$3,280.00 Homeowner's exemption	$306,800 (+9.14%) Land $122,400 Building $184,400	$306,800 (+9.14%) Land $122,400 Building $184,400
2023	$3,280.00 Homeowner's exemption	$281,100 (-) Land $115,100 Building $166,000	$281,100 (-) Land $115,100 Building $166,000
2022		$281,100 Land $115,100 Building $166,000	$281,100 Land $115,100 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Stark Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Stark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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