Westerly Town property record for 251 Shore Rd, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 8.09 acres (352,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Jan 1999) |
| Tax Bill | $8,367 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:131 B:28 |
| Primary APN | WEST M:131 B:28 |
|---|---|
| Alternative APNs |
|
| Lot Area | 352,780 sqft (8.09 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 6072060 |
|---|---|
| Street Address | 251 SHORE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3707 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 28 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7 FAIRFIELD ST, MONTCLAIR, NJ 07042-4113 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 1999 · Amount on Record |
| Deed Sale | Jan 25, 1999 · Amount on Record |
| Deed Book / Page | 750 / 241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 251 SHORE RD, WESTERLY, RI 02891-3707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023-10702 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 2023/10702 |
| Instrument | 2023-2669 |
| Name | ROCKET MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Sep 1, 2028 |
| Index | Other |
| Margin | 3 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,367.00 (+1.89%) | $1,176,800 (+37.86%) Land $794,800 Building $382,000 | $817,348 |
| 2023 | $8,212.00 (+0.64%) | $853,600 (-) Land $606,100 Building $247,500 | |
| 2022 | $8,160.00 | $853,600 Land $606,100 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures