Erie County and Elma Town property record for 251 Schultz Rd, Elma, NY 14059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,237 sqft · built 1880 |
| Lot Size | 5.86 acres (255,262 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 2019) |
| Tax Bill | $1,529 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 146.00-3-39.2 |
| Primary APN | 144200 146.00-3-39.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,237 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Upper Floors Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 255,262 sqft (5.86 acres) |
| Lot Dimensions | 1,234 ft deep x 207 ft wide |
| Porch | Slab |
| Porch Area | 56 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 251 SCHULTZ RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 39.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14101 |
Source: Erie County and Elma Town records · APN 144200 146.00-3-39.2
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit EVANS BANK NA |
| Jun 01, 2021 | Deed of Trust, Mortgage · Line of Credit EVANS BANK NA |
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVANS BANK NA |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage EVANS BK NA |
| Mar 08, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Nov 21, 1995 · Amount on Record |
| Deed Document Number | 201932554 |
| Deed Book / Page | 11341 / 1514 |
| Prior Transfer Date | Mar 01, 2017 |
| Prior Transfer Doc | 0113103641 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Document Number | 0140748103 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 14074/8103 |
| Instrument | 2022217471 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Document Number | 0113809605 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 11380/9605 |
| Instrument | 2021103962 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | HAMBURG, NY 14075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Document Number | 0139977490 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 13997/7490 |
| Instrument | 2021103961 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 19, 2019 |
| Property Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Document Number | 0113411514 |
| Book / Page | 011341 / 001514 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 251 SCHULTZ RD ELMA NY 140599256, ELMA, NY 14059-9256 |
| Document Number | 138876856 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 013887/006856 |
| Name | EVANS BK NA |
|---|---|
| Type | Bank |
| Address | HAMBURG, NY 14075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 08, 2017 |
| Property Address | 251 SCHULTZ RD, ELMA, NY 14059-9256 |
| Document Number | 0113103641 |
| Book / Page | 011310 / 003641 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 SCHULTZ RD ELMA NY 140599256, ELMA, NY 14059-9256 |
Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,529.00 (-71.6%) | $9,700 (-) Land $4,100 Building $5,600 | $373,100 (+3.85%) Land $157,702 Building $215,398 |
| 2024 | $5,384.00 | $9,700 (-) Land $4,100 Building $5,600 | $359,259 (+3.7%) Land $151,852 Building $207,407 |
| 2023 | $9,700 Land $4,100 Building $5,600 | $346,429 Land $146,429 Building $200,000 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jan 1998 · river or lake flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 27 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELMA WATER DISTRICT NO. 1 serves 10,287 people |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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