Middlesex County and Acton Town property record for 251 School St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,829 sqft · built 1950 |
| Lot Size | 0.509 acres (22,158 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (May 2019) |
| Tax Bill | $11,278 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00H4 B:0095 L:0000 |
| Primary APN | ACTO M:00H4 B:0095 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| Gross Area | 4,488 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,158 sqft (0.509 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 251 SCHOOL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-5316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 95 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00H4 B:0095 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 251 SCHOOL ST, ACTON, MA 01720-5316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU |
| Aug 03, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| May 17, 2019 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Prior Sale | Jul 14, 2005 · Amount on Record |
| Deed Document Number | 201964611 |
| Deed Book / Page | 72617 / 343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 251 SCHOOL ST, ACTON, MA 01720-5316 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 082097-162 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 82097/162 |
| Instrument | 116560 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 251 SCHOOL ST, ACTON, MA 01720-5316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75280-570 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 75280/570 |
| Instrument | 129098 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 17, 2019 |
| Property Address | 251 SCHOOL ST, ACTON, MA 01720-5316 |
| Document Number | 72617-343 |
| Book / Page | 072617 / 000343 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 64611 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,622.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 251 SCHOOL ST ACTON MA 017205316, ACTON, MA 01720-5316 |
| Document Number | 72617-345 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 072617/000345 |
| Instrument | 64612 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,278.00 (+5.68%) | $657,600 (+2.72%) Land $315,500 Building $342,100 | $783,845 (+1.95%) |
| 2024 | $10,672.00 (-0.63%) | $640,200 (+4.68%) Land $315,500 Building $324,700 | $768,835 |
| 2023 | $10,740.00 | $611,600 Land $286,900 Building $324,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1980–2017) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Aug 2017, rainfall accumulation |
| Wildfire Risk | Low above 3% of the US · above 6% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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