251 S Orchard Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 251 S Orchard Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,237 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2018)
Tax Bill	$475 (2022)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Mortgage + 2 more
APN	`107-810-1973`

Property Details

APN / Parcel Number

Primary APN	`107-810-1973`
Alternative APN	`33572`

Interior

Building Area	1,237 sqft Living Area

Exterior

Year Built	Built 2011
Lot Area	43,560 sqft (1 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-810-1973
Street Address	251 S ORCHARD LN
City	COVINGTON
State	LA
Zip	70433-5956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 ORCHARD AT ST TAMMANY OAKS INST NO 1558974 INST NO 1727805 INST NO 1778131 INST NO 1850551 [ORCHARDS AT ST TAMMANY OAK
Legal Subdivision	ORCHARDS AT ST TAMMANY OAKS
Legal Lot Number	22
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	5
Census Block Group	1
Census Block	1008
Census Tract	40609

Owner

251 S Orchard Ln is owned and occupied by an individual who bought it in September 2018.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	251 S ORCHARD LN, COVINGTON, LA 70433-5956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Dec 29, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Sep 24, 2018	Cash Sale Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	2129316
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	251 S ORCHARD LN, COVINGTON, LA 70433-5956
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL L LENDERS SOL, FIDELITY NATIONAL LENDER SOL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002321474
Date	Mar 31, 2022
Instrument	2321474

Lender

Name	UNITED TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	251 S ORCHARD LN, COVINGTON, LA 70433-5956
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002246599
Date	Jan 11, 2021
Instrument	2246599

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	251 S ORCHARD LN, COVINGTON, LA 70433-5956
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002357750
Date	Dec 29, 2022
Instrument	2357750

Lender

Name	UNITED TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

September 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 24, 2018
Property Address	251 S ORCHARD LN, COVINGTON, LA 70433-5956
Document Number	0002129316
Map Reference	MAP 4487
Instrument Date	Sep 21, 2018
Instrument	2129316
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ACADIAN LN, MANDEVILLE, LA 70471-1789

Mortgage

Document Number	0002129321
Date	Sep 24, 2018
Instrument	2129321

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$18,632 Land $6,061 Building $12,571	$186,320 Land $60,610 Building $125,710
2023	Homeowner's exemption	$18,632 (-) Land $6,061 Building $12,571	$186,320 (-) Land $60,610 Building $125,710
2022	$475.00 Homeowner's exemption	$18,632 Land $6,061 Building $12,571	$186,320 Land $60,610 Building $125,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 251 S Orchard Ln; there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 153 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	153 in force
Nearby Flood Claims	4 (2012–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 S Orchard Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 60% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - NORTH PARK WATER SUPPLY private · serves 11,298 people · EPA ID LA1103124
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, REV.

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