251 S Main St, Dunkirk, OH 45836 Property Records

Hardin County property record for 251 S Main St, Dunkirk, OH 45836

Property Summary

Property Type	Residential
Lot Size	0.241 acres (10,496 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2022)
Tax Bill	$106 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-110031.0000`

Property Details

APN / Parcel Number

Primary APN	`03-110031.0000`

Exterior

Lot Area	10,496 sqft (0.241 acres)
Lot Dimensions	164 ft deep x 64 ft wide
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	251 S MAIN ST
City	DUNKIRK
State	OH
Zip	45836-1104
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	DUNKIRK LANDS LOT 18
Legal Subdivision	DUNKIRK LANDS
Legal Lot Number	18
Jurisdiction	HARDIN OH
Township / Civil Division	BLANCHARD
Census Block Group	2
Census Block	2041
Census Tract	300

Owner

251 S Main St, a residential property, is owned by two individuals who bought it in June 2022.

Source: Hardin County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	241 S MAIN ST, DUNKIRK, OH 45836-1104
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Survivorship Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage MYCUMORTGAGE LLC
Aug 12, 2019	Transfer on Death Deed, Transfer
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	20222165
Deed Book / Page	565 / 1305
Record Updated	Jun 8, 2026

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 24, 2022
Property Address	251 S MAIN ST, DUNKIRK, OH 45836-1104
Document Number	00565/1305
Book / Page	565 / 1305
Map Reference	VOL 484 PG 1369
Instrument Date	Jun 23, 2022
Instrument	202200002165
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	214 S MAIN ST, DUNKIRK, OH 45836-1121

Mortgage

Document Number	202200002166
Date	Jun 24, 2022
Instrument	202200002166

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	May 11, 2020
Property Address	251 S MAIN ST, DUNKIRK, OH 45836-1104
Document Number	00556/2680
Book / Page	556 / 2680
Map Reference	MB 484 PG 1369
Instrument Date	Apr 30, 2020
Instrument	202000001521
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3560 PENTAGON BLVD # 30, 30, BEAVERCREEK, OH 45431-2779

Mortgage

Document Number	202000001522
Date	May 11, 2020
Instrument	202000001522

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 12, 2019
Property Address	251 S MAIN ST, DUNKIRK, OH 45836-1104
Document Number	00553/4162
Book / Page	553 / 4162
Map Reference	VOL 484 PG 1369
Instrument Date	Aug 8, 2019
Instrument	201900002449
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 11, 2018
Property Address	251 S MAIN ST, DUNKIRK, OH 45836-1104
Document Number	00550/0737
Book / Page	550 / 0737
Instrument Date	Jun 11, 2018
Instrument	201800001782
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 S MAIN ST, DUNKIRK, OH 45836-1104

Mortgage

Document Number	201800001783
Date	Jun 11, 2018
Instrument	201800001783

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Mortgage

Document Number	550/0740
Date	Jun 11, 2018
Book Page	550/0740
Instrument	201800001783

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 251 S Main St was $106, up 2.9% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Blanchard Township
Municipality	Dunkirk Village
Unified School District	Hardin Northern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106.00 (+2.91%)	$2,830 (-) Land $2,110 Building $720
2024	$103.00 (-3.74%)	$2,830 (-) Land $2,110 Building $720
2023	$107.00 (+35.44%)	$2,830 (+64.53%) Land $2,110 Building $720	$8,090 Land $6,030 Building $2,060
2022	$79.00	$1,720 Land $1,720
2020			$4,910 Land $4,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 251 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 251 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK VILLAGE PWS serves 875 people · EPA ID OH3300212
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies.

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