251 S 3rd St, Richmond, CA 94804 Property Records

Contra Costa County property record for 251 S 3rd St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,631 sqft · built 2007
Lot Size	0.065 acres (2,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2021)
Tax Bill	$9,793 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-120-029-8`

Property Details

APN / Parcel Number

Primary APN	`550-120-029-8`
Alternative APN	`550-120-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,631 sqft Living Area
1st Floor Area	633 sqft
2nd Floor Area	998 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	2,812 sqft (0.065 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	251 S 3RD ST
City	RICHMOND
State	CA
Zip	94804-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTA FE TOWNSITE LT 31 BLK 8
Legal Subdivision	SANTA FE
Legal Block	8
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4025
Census Tract	379000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 S 3RD ST, RICHMOND, CA 94804-2119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 28, 2021	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Sep 19, 2011 · Amount on Record
Deed Document Number	2021184586
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	0000353310
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 9, 2026
Property Address	251 S 3RD ST, RICHMOND, CA 94804-2119
Document Number	0000035466
Instrument Date	Mar 4, 2026
Instrument	202635466
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	251 S 3RD ST, RICHMOND, CA 94804-2119

Mortgage

Document Number	0000035466,
Date	Apr 9, 2026
Instrument	202635466

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Jul 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 28, 2021
Property Address	251 S 3RD ST, RICHMOND, CA 94804-2119
Document Number	0000184586
Map Reference	MB E PG 102B
Instrument Date	Jun 14, 2021
Instrument	2021-184586
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	251 S 3RD ST, RICHMOND, CA 94804-2119

Mortgage

Document Number	0000184587
Date	Jun 28, 2021
Instrument	2021-184587

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,000 (+0.34%) Land $291,000 Building $291,000
2025	$9,793.00 (+5.62%)	$580,000 (+6.42%) Land $290,000 Building $290,000
2023	$9,272.00 (-9.33%)	$545,000 Land $272,000 Building $273,000
2022	$10,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures