251 Rocky Mountain Rd, Boone, NC 28607 Property Records

Watauga County property record for 251 Rocky Mountain Rd, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,467 sqft · built 1965
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Sep 2022)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2920-84-4946-000

Property Details

APN / Parcel Number

Primary APN2920-84-4946-000
Alternative APNs
  • 1588721
  • 1855582

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,467 sqft Living Area
1st Floor Area713 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
PorchPorch
Porch Area80 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1855582
Street Address251 ROCKY MOUNTAIN RD
CityBOONE
StateNC
Zip28607-7779
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWATAUGA NC
Township / Civil DivisionNEW RIVER
Census Block Group1
Census Block1039
Census Tract920703

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address251 ROCKY MOUNTAIN RD, BOONE, NC 28607-7779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY BANK
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Deed Document Number2022724924
Deed Book / Page2300 / 312
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 30, 2022
Property Address251 ROCKY MOUNTAIN RD, BOONE, NC 28607-7779
Document Number0023000312
Book / Page2300 / 312
Instrument DateSep 22, 2022
Instrument724924
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address227 N WATER ST, 227, BOONE, NC 28607-3571

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 ROCKY MOUNTAIN RD, BOONE, NC 28607-7779

Mortgage

Document Number0023000315
DateSep 30, 2022
Book Page2300/315
Instrument724925
Lender
NameFIRST COMMUNITY BANK
TypeBank
AddressBLUEFIELD, VA 24605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 30, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address251 ROCKY MOUNTAIN RD, BOONE, NC 28607-7779
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022230308
DateSep 27, 2021
Book Page2223/308
Instrument711726
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$216,300 (-1.9%) Land $25,700 Building $190,600
2025$220,500 (-) Land $25,700 Building $194,800
2024$220,500 Land $25,700 Building $194,800
2023$220,500 Land $25,700 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2018–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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