251 Ridgemont Rd, Oxford, MI 48370 Property Records

Oakland County property record for 251 Ridgemont Rd, Oxford, MI 48370

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,134 sqft · built 2021
Lot Size	3.52 acres (153,331 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2020)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`A-05-32-351-003`

Property Details

APN / Parcel Number

Primary APN	`A-05-32-351-003`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	153,331 sqft (3.52 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	246 sqft
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	251 RIDGEMONT RD
City	OXFORD
State	MI
Zip	48370-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTCODE
Legal Description	T5N, R11E, SEC 31 & 32 PART OF SE 1/4 OF SEC 31 & PART OF SW 1/4 SEC 32, BEG AT PT DIST N 39-28-40 E 481.73 FT & N 08-34-00 E 126.60 FT & N 18-43-30 E 193.05 FT & N 00-11-30 E 162.35 FT & N 04-41-30 W 85 FT & N 63-18-30 E 63.20 FT FROM SW COR OF SEC
Legal Range	11E
Legal Township	05N
Legal Section	31
Jurisdiction	OAKLAND MI
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2017
Census Tract	120300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 RIDGEMONT RD, OXFORD, MI 48370-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 14, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Jan 15, 2002
Deed Document Number	202094348
Deed Book / Page	54211 / 431
Prior Transfer Date	Oct 17, 2003
Prior Transfer Doc	0317490797
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	251 RIDGEMONT RD, OXFORD, MI 48370-3042
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 RIDGEMONT RD, OXFORD, MI 48370-3042

Mortgage

Document Number	0000079497
Date	Jul 21, 2023
Book Page	58753/624
Instrument	79497

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 14, 2020
Property Address	251 RIDGEMONT RD, OXFORD, MI 48370-3042
Document Number	0000094348
Book / Page	054211 / 000431
Instrument Date	May 11, 2020
Instrument	94348
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1917 SANDY SHORES DR OXFORD MI 483714354, OXFORD, MI 48371-4354

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Addison Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,376.00 (-37.3%) Homeowner's exemption	$266,820 (+18.98%)	$533,640 (+18.98%)
2024	$10,169.00 (+157.97%)
2023		$224,260	$448,520
2021	$3,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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